Lincoln County property record for 157 Spencer Rd, Libby, MT 59923 · Last verified August 2023
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,024 sqft Living Area |
| Lot Size | 66,734 sqft (1.53 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Tax Bill | $2,947.00 (2023) |
| Primary APN | R564014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,024 sqft Living Area |
| 1st Floor | 1,280 sqft 1st Floor |
| 2nd Floor | 744 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 66,734 sqft (1.53 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 48 sqft Shed |
| Deck Area | 898 sqft Deck |
| Porch | Open Porch |
| Porch Area | 392 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0000003541 |
|---|---|
| Street Address | 157 SPENCER RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-9023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | HOWARD ACRES, S15, T30 N, R31 W, BLOCK 1, ACRES 1.53, LOT 1 PLAT 703 TR E |
| Legal Subdivision | HOWARD ACRES |
| Legal Tract | E |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN MT |
| Minor Civil Division | LIBBY |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 100 |
Source: Lincoln County records · APN R564014
Assessment roll updated December 31, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 157 SPENCER RD, LIBBY, MT 59923-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST FEDERAL BANK OF KANSAS CITY |
| May 08, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage WILLAMETTE VALLEY BANK |
| Aug 09, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2017 |
| Deed Sale | Aug 09, 2017 |
| Deed Doc Number | 270062 |
| Deed Book / Page | 368 / 656 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 157 SPENCER RD, LIBBY, MT 59923-9023 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 389/266 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 389/266 |
| Instrument | 292676 |
| Name | FIRST FEDERAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64120 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 157 SPENCER RD, LIBBY, MT 59923-9023 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 382/308 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 382/308 |
| Instrument | 285324 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 09, 2017 |
| Property Address | 157 SPENCER RD, LIBBY, MT 59923-9023 |
| Document Number | 368/656 |
| Book / Page | 368 / 656 |
| Map Reference | MB 703 |
| Instrument Date | Aug 09, 2017 |
| Instrument | 270062 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 157 SPENCER RD, LIBBY, MT 59923-9023 |
| Document Number | 270063 |
|---|---|
| Date | Aug 09, 2017 |
| Instrument | 270063 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Lincoln County records · Assessment roll updated December 31, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,947.00 | $420,700 | $420,700 Land $42,894 Building $377,806 |
Our records do not include FEMA flood map data for 157 Spencer Rd; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 30th in Montana |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures