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145 Spencer Rd, Libby, MT 59923 Property Records

Lincoln County property record for 145 Spencer Rd, Libby, MT 59923 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1980
Square Footage1,200 sqft Living Area
Lot Size74,488 sqft (1.71 acres)
GarageMixed, 432 sqft
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APNR564017
Alternative APNs
  • 56-4175-15-1-03-09-0000
  • 0000003544

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,200 sqft Living Area
1st Floor1,200 sqft 1st Floor
Basement Area1,200 sqft Basement
Finished Basement1,200 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1980
Architectural StyleConventional Style
Exterior MaterialShingles Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area74,488 sqft (1.71 acres)
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area432 sqft Garage
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number0000003544
Street Address145 SPENCER RD
CityLIBBY
StateMT
Zip59923-9023
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOWARD ACRES, S15, T30 N, R31 W, BLOCK 1, ACRES 1.71, PARCEL A CS4496 IN LOT 1 *3544*
Legal Range31W
Legal Township30N
Legal Section15
Legal SubdivisionHOWARD ACRES
Legal Block1
Legal Lot Number1,3544
JurisdictionLINCOLN MT
Minor Civil DivisionLIBBY
Census Blockgroup2
Census Block2008
Census Tract100

Owner

Source: Lincoln County records · APN R564017

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address145 SPENCER RD, LIBBY, MT 59923-9023
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2019Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jan 08, 2018Correction Deed
Oct 11, 2017Intrafamily Transfer, Transfer
Oct 11, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 10, 2017
Transfer Doc000369/513
Record RefreshedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address145 SPENCER RD, LIBBY, MT 59923-9023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number377/421
DateJun 14, 2019
Book Page377/421
Instrument280011
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionLINCOLN MT
Recording DateJan 08, 2018
Property Address145 SPENCER RD, LIBBY, MT 59923-9023
Document Number370/675
Book / Page370 / 675
Map ReferencePL 703
Instrument DateJan 02, 2018
Instrument272246
Record UpdatedAug 09, 2021

Transferred From (Grantor/Seller)

NameVerified Name
Address17841 N WRANGLER RD, 17841, RATHDRUM, ID 83858-9793

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address145 SPENCER RD, LIBBY, MT 59923-9023

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MT
Recording DateOct 11, 2017
Property Address145 SPENCER RD, LIBBY, MT 59923-9023
Document Number369/513
Book / Page369 / 513
Map ReferencePL703
Instrument DateOct 10, 2017
Instrument270975
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 SPENCER RD, LIBBY, MT 59923-9023

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN MT
Recording DateOct 11, 2017
Property Address145 SPENCER RD, LIBBY, MT 59923-9023
Document Number369/511
Book / Page369 / 511
Map ReferencePL703
Instrument DateOct 05, 2017
Instrument270973
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17841 N WRANGLER RD, 17841, RATHDRUM, ID 83858-9793

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 SPENCER RD, LIBBY, MT 59923-9023

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$324,800 (+17.64%)$324,800 (+17.64%) Land $73,773 Building $251,027
2023$276,100$276,100 Land $43,695 Building $232,405

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