Worcester County property record for 157 Pine Tree Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,128 sqft · built 2022 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Apr 2016) |
| Tax Bill | $10,473 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-190878 |
| Primary APN | 10-190878 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,128 sqft Total Area |
| Utility Area | 50 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 216 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 190878 |
|---|---|
| Street Address | 157 PINE TREE RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | LOT 1221 SEC 2 PINE TREE RD PL MONTEGO BAY MOB HM PK |
| Legal Subdivision | MONTEGO BAY MHP |
| Legal Lot Number | 1324B |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950300 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3714 MONITOR PL, OLNEY, MD 20832-2248 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2016 · Amount on Record |
| Deed Sale | Apr 21, 2016 · Amount on Record |
| Prior Sale | May 11, 2005 · Amount on Record |
| Deed Book / Page | 6752 / 300 |
| Transfer Doc | 0000334436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 157 PINE TREE RD, OCEAN CITY, MD 21842-4645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0084900127 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 8490/127 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | DOVER, DE 19901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,473.00 (+12.53%) | $772,600 (+13.36%) Land $335,000 Building $437,600 | $772,600 (-) Land $335,000 Building $437,600 |
| 2025 | $9,307.00 (+32.2%) | $681,567 (+36.45%) | $772,600 (+54.67%) Land $335,000 Building $437,600 |
| 2023 | $7,040.00 | $499,500 Land $232,000 Building $267,500 | $499,500 Land $232,000 Building $267,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 346 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 497 units insured incl. 151 condo units |
| Nearby Flood Claims | 93 (1982–2023) |
| Claims Outside the SFHA | 14 of 93 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Eastern Shore Communications.
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