153 Pine Tree Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 153 Pine Tree Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,628 sqft · built 2005
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,500 (May 2023)
Tax Bill	$9,788 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-190258`

Property Details

APN / Parcel Number

Primary APN	`10-190258`
Alternative APN	`190258`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,628 sqft Total Area
Utility Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	90 ft deep x 46 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	220 sqft
Deck Area	216 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	190258
Street Address	153 PINE TREE RD
City	OCEAN CITY
State	MD
Zip	21842-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	LOT 1219 SEC 2 PINE TREE RD PL MONTEGO BAY MOB HM PK
Legal Subdivision	MONTEGO BAY MHP
Legal Lot Number	1326B
Jurisdiction	WORCESTER MD
Township / Civil Division	7, OCEAN CITY
Census Block Group	2
Census Block	2003
Census Tract	950300

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9600 HAVEN FARM RD, E, PERRY HALL, MD 21128-9092
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed, Transfer · Conventional Mortgage ROSEDALE FSLA
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US MUTUAL HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Book / Page	8578 / 320
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 24, 2023
Property Address	153 PINE TREE RD, OCEAN CITY, MD 21842-4645
Document Number	0085780320
Book / Page	8578 / 320
Map Reference	MB FWH14 FO 18
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,777.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	153 PINE TREE RD, OCEAN CITY, MD 21842-4645

Mortgage

Document Number	0085780330
Date	May 24, 2023
Book Page	8578/330

Lender

Name	ROSEDALE FSLA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	153 PINE TREE RD, OCEAN CITY, MD 21842-4645
Document Number	0077600433
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	153 PINE TREE RD OCEAN CITY MD 218424645, OCEAN CITY, MD 21842-4645

Mortgage

Document Number	0077600433
Date	Sep 2, 2020
Book Page	007760/000433

Lender

Name	US MUTUAL HM LNS INC
Address	HUNT VALLEY, MD 21030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Ocean City Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,788.00 (+11.71%)	$722,100 (+50.22%) Land $335,000 Building $387,100	$722,100 (+50.22%) Land $335,000 Building $387,100
2025	$8,762.00 (+29.33%)
2023	$6,775.00	$480,700 Land $232,000 Building $248,700	$480,700 Land $232,000 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 346 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	497 units insured incl. 151 condo units
Nearby Flood Claims	93 (1982–2023)
Claims Outside the SFHA	14 of 93
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Shore Communications.

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