Okaloosa County property record for 157 Oak Ter Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,014 sqft · built 1989 |
| Lot Size | 0.26 acres (11,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,800 (May 1990) |
| Tax Bill | $170 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-1520-1 |
| Primary APN | C56-000-597-1520-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,014 sqft Heated Area |
| Gross Area | 1,114 sqft |
| 1st Floor Area | 1,014 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,337 sqft (0.26 acres) |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 157 OAK TERRACE DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL TERRACE EST LOT 17 BLK B |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 29 |
| Legal Subdivision | SHOAL TERRACE EST |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20702 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 157 OAK TERRACE DR, CRESTVIEW, FL 32539-8382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1990 · Amount on Record |
| Deed Sale | May 1, 1990 · Amount on Record |
| Deed Document Number | 0001554371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 157 OAK TERRACE DR, CRESTVIEW, FL 32539-8382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034130884 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 3413/0884 |
| Instrument | 3296873 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 24, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $170.00 (-65.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $70,141 (+5.99%) | $143,910 (-0.04%) Land $47,080 Building $96,830 |
| 2023 | $493.00 (+1.44%) Homeowner's exemption | $66,179 (+3%) | $143,971 (+20.29%) Land $40,000 Building $103,971 |
| 2022 | $486.00 Homeowner's exemption | $64,251 | $119,683 Land $25,718 Building $93,965 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
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