149 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 149 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,014 sqft · built 1990
Lot Size0.206 acres (8,972 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (May 2025)
Tax Bill$745 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-1524-3

Property Details

APN / Parcel Number

Primary APNC56-000-597-1524-3
Alternative APNs
  • 29-3N-23-2215-000B-0210
  • 23N3292215000B0210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,014 sqft Living Area
Gross Area1,178 sqft
1st Floor Area1,014 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area8,972 sqft (0.206 acres)
PorchFinished/Open Porch
Porch Area64 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address149 OAK TERRACE DR
CityCRESTVIEW
StateFL
Zip32539-8382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL TERRACE EST LOT 21 BLK B
Legal Range23W
Legal Township03N
Legal Section29
Legal SubdivisionSHOAL TERRACE EST
Legal BlockB
Legal Lot Number21
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2027
Census Tract20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address149 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2025 · Amount on Record
Deed SaleMay 6, 2025 · Amount on Record
Prior SaleJul 28, 2021 · Amount on Record
Deed Document Number20253752320
Prior Transfer DateOct 5, 2016
Prior Transfer Doc0032722723
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 28, 2021
Property Address149 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number0035630475
Book / Page3563 / 475
Map ReferenceMB 11 PG 32
Instrument DateJul 16, 2021
Instrument3475403
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address429 HUGER ST, 429, CHARLESTON, SC 29403-4403

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number3563477
DateJul 28, 2021
Instrument3563/477
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$745.00 (-47.61%)$137,191 (+5.99%)$148,667 (-1.35%) Land $47,080 Building $101,587
2023$1,422.00 (+3.72%) Homeowner's exemption$129,442 (+3%)$150,694 (+19.91%) Land $40,000 Building $110,694
2022$1,371.00 Homeowner's exemption$125,672 Land $25,718 Building $99,954$125,672 Land $25,718 Building $99,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: Verizon.

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