Ocean County and Eagleswood Township property record for 157 Mill St, West Creek, NJ 08092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,332 sqft · built 1800 |
| Lot Size | 0.461 acres (20,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,500 (Aug 1973) |
| Tax Bill | $7,584 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-00022-0000-00005 |
| Primary APN | 09-00022-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| Basement Area | 855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Old Style |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 20,059 sqft (0.461 acres) |
| Lot Dimensions | 236 ft deep x 85 ft wide |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 157 MILL ST |
|---|---|
| City | WEST CREEK |
| State | NJ |
| Zip | 08092-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 85X236 |
| Legal Block | 22 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | EAGLESWOOD |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 736002 |
157 Mill St is owned and occupied by two individuals who bought it in August 1973.
Source: Ocean County and Eagleswood Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 MILL ST, WEST CREEK, NJ 08092-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 1973 · Amount on File |
| Deed Sale | Aug 17, 1973 · Amount on File |
| Deed Book / Page | 3351 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 157 MILL ST, WEST CREEK, NJ 08092-9728 |
| Document Number | 0172471550 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Address | 157 MILL ST WEST CREEK NJ 080929728, WEST CREEK, NJ 08092-9728 |
| Document Number | 0172471550 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 017247/001550 |
| Instrument | 93743 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 157 Mill St was $7,584, up 8.5% from the year before.
Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Eagleswood Township |
| Elementary School District | Eagleswood Township School District (KG - 06) |
| Secondary School District | Pinelands Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,900 (-) Land $84,200 Building $169,700 | $253,900 (-) Land $84,200 Building $169,700 | |
| 2025 | $7,584.00 (+8.51%) | $253,900 Land $84,200 Building $169,700 | $253,900 Land $84,200 Building $169,700 |
| 2024 | $6,989.00 | ||
| 2023 | $253,900 Land $84,200 Building $169,700 | $253,900 Land $84,200 Building $169,700 | |
| 2022 | $6,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 211 (1979–2025) |
| Claims Outside the SFHA | 5 of 211 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Mill St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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