Ocean County and Eagleswood Township property record for 109 Mill St, West Creek, NJ 08092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,254 sqft · built 1958 |
| Lot Size | 0.134 acres (5,832 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,500 (Jul 2018) |
| Tax Bill | $3,719 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00017-0000-00003 |
| Primary APN | 09-00017-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,832 sqft (0.134 acres) |
| Lot Dimensions | 108 ft deep x 54 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 109 MILL ST |
|---|---|
| City | WEST CREEK |
| State | NJ |
| Zip | 08092-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 54X108IRR |
| Legal Subdivision | TOWNSHIP/EAGLESWOOD |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | EAGLESWOOD |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 736002 |
109 Mill St is owned and occupied by an individual who acquired it in April 2024.
Source: Ocean County and Eagleswood Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 MILL ST, WEST CREEK, NJ 08092-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed, Transfer CAMBRIDGE LAND TRANSFER CORPORATION, CAMBRIDGE LAND TRANSFER CORP |
| Jul 12, 2018 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on File |
| Deed Sale | Jul 12, 2018 · Amount on File |
| Prior Sale | Nov 15, 2000 · Amount on File |
| Deed Document Number | 201867200 |
| Deed Book / Page | 17171 / 1628 |
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 0196500361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 5, 2024 |
| Property Address | 109 MILL ST, WEST CREEK, NJ 08092-3313 |
| Document Number | 0196500361 |
| Book / Page | 19650 / 361 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 2024024976 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | CAMBRIDGE LAND TRANSFER CORPORATION, CAMBRIDGE LAND TRANSFER CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 MILL STREET, EAGLESWOOD, NJ |
| Name | Verified Name |
|---|---|
| Address | 109 MILL STREET, EASGLESWOOD, NJ |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 12, 2018 |
| Property Address | 109 MILL ST, WEST CREEK, NJ 08092-3313 |
| Document Number | 0171711628 |
| Book / Page | 017171 / 001628 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 67200 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | AMERICAN ABSTRACT CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Brother and Sister |
| Address | 337 RAILROAD AVE WEST CREEK NJ 080923215, WEST CREEK, NJ 08092-3215 |
| Document Number | 171711633 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 017171/001633 |
| Instrument | 67201 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2048 |
The 2025 property tax bill for 109 Mill St was $3,719, up 8.5% from the year before.
Source: Ocean County and Eagleswood Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Eagleswood Township |
| Elementary School District | Eagleswood Township School District (KG - 06) |
| Secondary School District | Pinelands Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,500 (-) Land $43,000 Building $81,500 | $124,500 (-) Land $43,000 Building $81,500 | |
| 2025 | $3,719.00 (+8.52%) | $124,500 Land $43,000 Building $81,500 | $124,500 Land $43,000 Building $81,500 |
| 2024 | $3,427.00 | ||
| 2023 | $124,500 Land $43,000 Building $81,500 | $124,500 Land $43,000 Building $81,500 | |
| 2022 | $3,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 211 (1979–2025) |
| Claims Outside the SFHA | 5 of 211 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Mill St is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 88% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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