157 Four Winds Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 157 Four Winds Dr, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,810 sqft · built 1982
Lot Size0.989 acres (43,065 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Aug 2013)
Tax Bill$18,385 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN32-00984-0000-00047

Property Details

APN / Parcel Number

Primary APN32-00984-0000-00047
Alternative APNs
  • 32000080600001
  • 320098400047

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,810 sqft Living Area
1st Floor Area1,620 sqft
Upper Floors Area1,152 sqft
Basement Area1,380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area43,065 sqft (0.989 acres)
Lot Dimensions297 ft deep x 145 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Deck Area247 sqft
Patio Area837 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number32000080600001
Street Address157 FOUR WINDS DR
CityMIDDLETOWN
StateNJ
Zip07748-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionGREEN MDW ESTATES SEC 01
Legal Block984
Legal Lot Number47
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1011
Census Tract801200

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address157 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2013 · Amount on File
Deed SaleAug 5, 2013 · Amount on File
Prior SaleDec 6, 2006 · Amount on File
Deed Document Number201387631
Deed Book / Page9029 / 1225
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address157 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0096892201
DateMay 21, 2024
Book Page9689/2201
Instrument2024033984
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueMay 20, 2054

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,206,500 (+5.92%) Land $719,100 Building $487,400$1,206,500 (+5.92%) Land $719,100 Building $487,400
2025$18,385.00 (+26.39%)$1,139,100 (+36.44%) Land $656,100 Building $483,000$1,139,100 (+36.44%) Land $656,100 Building $483,000
2024$14,546.00 (-1.02%)
2023$834,900 Land $365,600 Building $469,300$834,900 Land $365,600 Building $469,300
2022$14,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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