149 Four Winds Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 149 Four Winds Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,812 sqft · built 1982
Lot Size	0.864 acres (37,650 sqft)
Owner	2 Individual Names on File
Tax Bill	$19,024 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00984-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`32-00984-0000-00049`
Alternative APNs	`32000080600003` `320098400049`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
1st Floor Area	1,472 sqft
Upper Floors Area	1,340 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	37,650 sqft (0.864 acres)
Lot Dimensions	251 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000080600003
Street Address	149 FOUR WINDS DR
City	MIDDLETOWN
State	NJ
Zip	07748-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	GREEN MDW ESTATES SEC 01
Legal Block	984
Legal Lot Number	49
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	801200

Owner

149 Four Winds Dr is owned and occupied by two individuals who acquired it in May 2011.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	149 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jul 11, 2017	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2011
Deed Sale	May 6, 2011
Prior Sale	Feb 7, 2002 · Amount on File
Deed Document Number	201143352
Deed Book / Page	8890 / 990
Prior Transfer Date	Apr 25, 2011
Prior Transfer Doc	0088900990
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	149 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144

Mortgage

Document Number	0095824880
Date	Mar 4, 2022
Book Page	9582/4880
Instrument	2022025979

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	149 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	NEW DAWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094783155
Date	Feb 2, 2021
Book Page	9478/3155
Instrument	2021017423

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 11, 2017
Property Address	149 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3144
Document Number	0000065214
Book / Page	009234 / 008537
Instrument Date	Jun 23, 2017
Instrument	65214
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	149 FOUR WINDS DR MIDDLETOWN NJ 077483144, MIDDLETOWN, NJ 07748-3144

Mortgage

Document Number	65215
Date	Jul 11, 2017
Book Page	009234/008575
Instrument	65215

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 149 Four Winds Dr was $19,024, up 26.3% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,249,900 (+6.04%) Land $731,500 Building $518,400	$1,249,900 (+6.04%) Land $731,500 Building $518,400
2025	$19,024.00 (+26.3%)	$1,178,700 Land $665,000 Building $513,700	$1,178,700 Land $665,000 Building $513,700
2024	$15,063.00
2023		$837,800 Land $368,100 Building $469,700	$837,800 Land $368,100 Building $469,700
2022	$14,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 Four Winds Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Four Winds Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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