Flathead County property record for 157 Emerald Cove Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,800 sqft · built 2008 |
| Lot Size | 0.734 acres (31,973 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,550 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0743291 |
| Primary APN | R0743291 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,973 sqft (0.734 acres) |
| Lot Dimensions | 222 ft deep x 144 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000004841 |
|---|---|
| Street Address | 157 EMERALD COVE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD POINT ON ASHLEY LAKE NO 3, S01, T28 N, R24 W, LOT 042 |
| Legal Range | 24W |
| Legal Township | 28N |
| Legal Section | 01 |
| Legal Subdivision | EMERALD POINT ON ASHLEY LAKE NO 3 |
| Legal Lot Number | 42 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1701 |
157 Emerald Cove Rd, a single family home, is owned by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 JOSEPHINE DR, BOZEMAN, MT 59715-7437 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 157 EMERALD COVE RD, KALISPELL, MT 59901 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700029514 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 201700029514 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 157 Emerald Cove Rd was $10,550.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Marion Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,550.00 | $1,559,000 | |
| 2025 | $1,559,000 Land $1,058,000 Building $501,000 | ||
| 2023 | $6,826.00 | $1,067,100 | $1,067,100 Land $671,600 Building $395,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Emerald Cove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Emerald Cove Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
No cell data coverage reported
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