Flathead County property record for 153 Emerald Cove Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,098 sqft · built 2016 |
| Lot Size | 0.821 acres (35,763 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,280 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0743290 |
| Primary APN | R0743290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| 1st Floor Area | 2,002 sqft |
| Attic | Attic |
| Attic Area | 96 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,408 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,763 sqft (0.821 acres) |
| Lot Dimensions | 193 ft deep x 185 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,131 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000004840 |
|---|---|
| Street Address | 153 EMERALD COVE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD POINT ON ASHLEY LAKE NO 3, S01, T28 N, R24 W, LOT 041 |
| Legal Range | 24W |
| Legal Township | 28N |
| Legal Section | 01 |
| Legal Subdivision | EMERALD POINT ON ASHLEY LAKE NO 3 |
| Legal Lot Number | 41 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1701 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6824 E VALLEY VISTA LN, PARADISE VALLEY, AZ 85253-5349 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2005 |
| Deed Sale | Oct 21, 2005 |
| Deed Document Number | 200529409330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 153 EMERALD COVE RD, KALISPELL, MT 59901-8124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 201700005708 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 201700005708 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 153 EMERALD COVE RD, KALISPELL, MT 59901-8124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900026488 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 201900026488 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Marion Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,280.00 (+46.7%) | $2,110,100 (+38.69%) | |
| 2025 | $2,110,100 (+38.69%) Land $1,140,000 Building $970,100 | ||
| 2023 | $9,734.00 | $1,521,500 | $1,521,500 Land $729,000 Building $792,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures