157 Eagle Rdg Dr, Waverly, IA 50677 Property Records

Bremer County property record for 157 Eagle Rdg Dr, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,699 sqft · built 2012
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jul 2024)
Tax Bill	$7,248 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-403-002`

Property Details

APN / Parcel Number

Primary APN	`09-11-403-002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
Basement Area	1,699 sqft
Finished Basement	1,350 sqft
Unfinished Basement	399 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	130 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	157 EAGLE RIDGE DR
City	WAVERLY
State	IA
Zip	50677-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-14 CENTENNIAL OAKS GOLF CLUB ADD LOT 61
Legal Range	14W
Legal Township	91N
Legal Section	11
Legal Subdivision	CENTENNIAL OAKS GOLF CLUB ADD
Legal Lot Number	61
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2027
Census Tract	4200

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 27, 2018	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	20241754
Prior Transfer Date	Jun 29, 2012
Prior Transfer Doc	0020124486
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	157 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020204536
Date	Oct 16, 2020
Instrument	20204536

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Nov 2, 2021
Property Address	157 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Document Number	0020215331
Instrument Date	Oct 28, 2021
Instrument	20215331
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	157 EAGLE RIDGE DR, WAVERLY, IA 50677-4380

Mortgage

Document Number	0020215332
Date	Nov 2, 2021
Instrument	20215332

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Aug 27, 2018
Property Address	157 EAGLE RIDGE DR, WAVERLY, IA 50677-4380
Document Number	0020183243
Instrument Date	Aug 17, 2018
Instrument	20183243
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	157 EAGLE RIDGE DR, WAVERLY, IA 50677-4380

Mortgage

Document Number	0020183244
Date	Aug 27, 2018
Instrument	20183244

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,248.00 (-3.97%) Homeowner's exemption	$438,350 (+6.82%) Land $79,500 Building $358,850	$438,350 (+6.82%) Land $79,500 Building $358,850
2024	$7,548.00 (+12.46%)
2023		$410,370 (+15.83%) Land $71,550 Building $338,820	$410,370 (+15.83%) Land $71,550 Building $338,820
2022	$6,712.00 (+3.58%) Homeowner's exemption	$354,300 Land $71,550 Building $282,750	$354,300 Land $71,550 Building $282,750
2021	$6,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	111 (1979–2016)
Claims Outside the SFHA	14 of 111
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Eagle Rdg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures