148 Eagle Rdg Dr, Waverly, IA 50677 Property Records

Bremer County property record for 148 Eagle Rdg Dr, Waverly, IA 50677

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,711 sqft · built 2005
Lot Size0.286 acres (12,458 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (May 2025)
Tax Bill$7,720 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-11-401-004

Property Details

APN / Parcel Number

Primary APN09-11-401-004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,711 sqft Living Area
Basement Area1,711 sqft
Finished Basement1,200 sqft
Unfinished Basement512 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,458 sqft (0.286 acres)
Lot Dimensions124 ft deep x 100 ft wide
Garage TypeAttached
Garage Area910 sqft
Parking Spaces4 Parking Spaces
PorchPatio
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address148 EAGLE RIDGE DR
CityWAVERLY
StateIA
Zip50677-4374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11-91-14 CENTENNIAL OAKS GOLF CLUB ADD LOT 37
Legal Range14W
Legal Township91N
Legal Section11
Legal SubdivisionCENTENNIAL OAKS GOLF CLUB ADD
Legal Lot Number37
JurisdictionBREMER IA
Township / Civil DivisionWAVERLY
Census Block Group2
Census Block2028
Census Tract4200

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address148 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2025 · Amount on Record
Deed SaleMay 13, 2025 · Amount on Record
Prior SaleAug 15, 2007 · Amount on Record
Deed Document Number20251460
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address148 EAGLE RIDGE DR, WAVERLY, IA 50677-4374
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020211486
DateMar 24, 2021
Instrument20211486
Lender
NameNEW DAY FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityWaverly City
Unified School DistrictWaverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,720.00 (+15.05%) Homeowner's exemption$456,580 (+12.22%) Land $73,750 Building $382,830$456,580 (+12.22%) Land $73,750 Building $382,830
2023$406,870 Land $71,300 Building $335,570$406,870 Land $71,300 Building $335,570
2022$6,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims111 (1979–2016)
Claims Outside the SFHA14 of 111
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY WATER DEPARTMENT
serves 10,394 people · EPA ID IA0990085
Water SourceGroundwater
Last State InspectionFeb 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waverly Communications Utility
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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