157 E Frank St, Birmingham, MI 48009 Property Records

Oakland County property record for 157 E Frank St, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,681 sqft · built 1985
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$1,325,000 (Aug 2024)
Tax Bill	$22,851 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-36-203-029`

Property Details

APN / Parcel Number

Primary APN	`08-19-36-203-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,681 sqft Living Area
1st Floor Area	1,566 sqft
Basement Area	1,115 sqft
Unfinished Basement	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	157 E FRANK ST
City	BIRMINGHAM
State	MI
Zip	48009-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 36 ASSESSOR'S PLAT NO 6 ELY 53.35 FT OF LOT 13 MEAS ALG N & S LOT LINES 10/01/84 FR 009
Legal Range	10E
Legal Township	02N
Legal Section	36
Legal Subdivision	ASSESSORS PLAT NO 6
Legal Lot Number	13
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2010
Census Tract	153200

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 W KENILWORTH AVE, ROYAL OAK, MI 48067-3262
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202487476
Deed Book / Page	59546 / 808
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 25, 2021
Property Address	157 E FRANK ST, BIRMINGHAM, MI 48009-1733
Document Number	0000020073
Book / Page	55565 / 809
Map Reference	LB 46 PG 32
Instrument Date	Jan 22, 2021
Instrument	20073
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,486.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 E FRANK ST, 157, BIRMINGHAM, MI 48009-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 S MAIN ST, ROYAL OAK, MI 48067-3266

Mortgage

Document Number	0055565811
Date	Jan 25, 2021
Instrument	55565/811

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,851.00 (+53.57%)	$560,060 (+52.47%)	$1,120,120 (+52.47%)
2024	$14,880.00 (+53.05%)
2023		$367,320	$734,640
2021	$9,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20