Oakland County property record for 360 E Frank St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,791 sqft · built 1916 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Feb 2018) |
| Tax Bill | $9,994 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-252-016 |
| Primary APN | 08-19-36-252-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Units | 18 Units |
| Stories | 2 Stories |
| Building Area | 1,791 sqft Living Area |
| 1st Floor Area | 731 sqft |
| Basement Area | 731 sqft |
| Unfinished Basement | 731 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 88 ft deep x 45 ft wide |
| Garage Area | 231 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 26 sqft |
| Deck Area | 185 sqft |
| Patio Area | 363 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 360 E FRANK ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 PURDY & HANNA SUB W 45 FT OF LOTS 2 & 3 BLK A |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | PURDY & HANNA SUB |
| Legal Block | A |
| Legal Lot Number | 2-3 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 153200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 5, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC |
| Jul 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU |
| Aug 1, 2018 | Loan Modification, Mortgage · Conventional with PMI LAKE MI CU |
| Feb 13, 2018 | Warranty Deed, Transfer · Construction Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2018 · Amount on Record |
| Deed Sale | Feb 13, 2018 · Amount on Record |
| Prior Sale | Sep 22, 2014 · Amount on Record |
| Deed Document Number | 201822710 |
| Deed Book / Page | 51554 / 507 |
| Last Transfer Date | Nov 5, 2021 |
| Transfer Doc | 0000285937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Name | Verified Name |
|---|---|
| Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000128821 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 60610/507 |
| Instrument | 128821 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000113828 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 58947/1 |
| Instrument | 113828 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 5, 2022 |
| Property Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000285937 |
| Book / Page | 57247 / 185 |
| Map Reference | LB 4 PG 48 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 285937 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0057247187 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 57247/187 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Number | 0000285939 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 57247/197 |
| Instrument | 285939 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000158853 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 360 E FRANK ST BIRMINGHAM MI 480091730, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000158853 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 054639/000133 |
| Instrument | 158853 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000103472 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 360 E FRANK ST BIRMINGHAM MI 480091730, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000103472 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 052975/000411 |
| Instrument | 103472 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 13, 2018 |
| Property Address | 360 E FRANK ST, BIRMINGHAM, MI 48009-1730 |
| Document Number | 0000022710 |
| Book / Page | 051554 / 000507 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 22710 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | TITLE SOLUTIONS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 S TROY ST #204 ROYAL OAK MI 480672755, 204, ROYAL OAK, MI 48067-2755 |
| Document Number | 22711 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 051554/000509 |
| Instrument | 22711 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,994.00 (-9.78%) Homeowner's exemption | $342,010 (+23.93%) | $684,020 (+23.93%) |
| 2024 | $11,077.00 (+23.75%) | ||
| 2023 | $275,970 | $551,940 | |
| 2021 | $8,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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