157 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 157 E 2nd St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,214 sqft · built 1840
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$68,500 (Jan 2018)
Tax Bill$2,798 (2026)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.64-02-45

Property Details

APN / Parcel Number

Primary APN351200 128.64-02-45
Alternative APNs
  • 120012806400020450000000
  • 1501

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,214 sqft Living Area
1st Floor Area1,215 sqft
2nd Floor Area999 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchSlab
Porch Area162 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1501
Street Address157 E 2ND ST
CityOSWEGO
StateNY
Zip13126-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block2
Legal Lot Number45.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2021
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 E 2ND ST, OSWEGO, NY 13126-2631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2018 · Amount on Record
Deed SaleJan 3, 2018 · Amount on Record
Prior SaleAug 21, 2014 · Amount on Record
Deed Document Number2018108
Last Transfer DateJul 6, 2018
Transfer Doc0000006815
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJan 3, 2018
Property Address157 E 2ND ST, OSWEGO, NY 13126-2631
Document Number0000000108
Instrument DateDec 1, 2017
InstrumentR-2018-000108
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TITLE SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address157 E 2ND ST, 157, OSWEGO, NY 13126-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address244 W 3RD ST # 2, 2, OSWEGO, NY 13126-3604

Mortgage

Document Number0000000109
DateJan 3, 2018
InstrumentR-2018-000109
Lender
NamePATHFINDER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,798.00 (-1.17%)
2025$2,831.00$151,000 (+120.44%) Land $17,000 Building $134,000$151,000 (+82.96%) Land $17,000 Building $134,000
2023$68,500 Land $9,900 Building $58,600$82,530 Land $11,928 Building $70,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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