150 E 2nd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 150 E 2nd St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,454 sqft · built 1870
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on Record
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.64-01-04`

Property Details

APN / Parcel Number

Primary APN	`351200 128.64-01-04`
Alternative APNs	`120012806400010040000000` `351200 128.64-01-06` `0262`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,454 sqft Living Area
1st Floor Area	1,373 sqft
2nd Floor Area	702 sqft
Upper Floors Area	379 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 82.5 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0262
Street Address	150 E 2ND ST
City	OSWEGO
State	NY
Zip	13126-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TB
Legal Subdivision	WARD 6
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2022
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 E 2ND ST, OSWEGO, NY 13126-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit EMPOWER FEDERAL CREDIT UNION
May 28, 2021	Deed of Trust, Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2013
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Jul 28, 2026
Property Address	150 E 2ND ST, OSWEGO, NY 13126-2626
Document Number	0000006618
Instrument Date	Jul 16, 2026
Instrument	20266618
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E 2ND ST, OSWEGO, NY 13126-2626

Mortgage

Document Number	0000006618,
Date	Jul 28, 2026
Instrument	20266618

Lender

Name	EMPOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	150 E 2ND ST, OSWEGO, NY 13126-2626
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E 2ND ST, OSWEGO, NY 13126-2626

Mortgage

Document Number	0000006109
Date	May 28, 2021
Instrument	R-2021-006109

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 17, 2036

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00	$141,000 (+78.48%) Land $17,300 Building $123,700	$141,000 (+48.14%) Land $17,300 Building $123,700
2023		$79,000 Land $6,600 Building $72,400	$95,181 Land $7,952 Building $87,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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