157 Draper St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 157 Draper St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,744 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$402,000 (Jul 2019)
Tax Bill	$7,796 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M15250`

Property Details

APN / Parcel Number

Primary APN	`M15250`
Alternative APNs	`LOWE M:250 B:1865 L:157` `M:000250 T:M15250`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	4,925 sqft
1st Floor Area	1,496 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M15250
Street Address	157 DRAPER ST
City	LOWELL
State	MA
Zip	01852-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	1865
Legal Lot Number	157
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2012
Census Tract	312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	157 DRAPER ST, LOWELL, MA 01852-3138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Dec 28, 1962 · Amount on File
Deed Document Number	201928205
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 15, 2019
Property Address	157 DRAPER ST, LOWELL, MA 01852-3138
Document Number	33147-203
Book / Page	33147 / 203
Instrument Date	Jul 15, 2019
Instrument	28205
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 DRAPER ST, LOWELL, MA 01852-3138

Mortgage

Document Number	28206
Date	Jul 15, 2019
Instrument	28206

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	157 DRAPER ST, LOWELL, MA 01852-3138
Document Number	32223-180
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	157 DRAPER ST LOWELL MA 018523138, LOWELL, MA 01852-3138

Mortgage

Document Number	32223-180
Date	Jul 9, 2018
Book Page	032223/000180
Instrument	28787

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,796.00 (+7.81%)	$686,900 (+9.05%) Land $246,700 Building $440,200	$704,782 (+10.1%)
2025	$7,231.00 (-1.24%)	$629,900 (+2.46%) Land $230,600 Building $399,300	$640,110 (+10.37%)
2024	$7,322.00 (+6.02%)	$614,800 (+10.58%) Land $215,500 Building $399,300	$579,975
2023	$6,906.00	$556,000 Land $187,400 Building $368,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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