111 Draper St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 111 Draper St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,845 sqft · built 1958
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Feb 2026)
Tax Bill	$8,709 (2026)
Deeds & Mortgages	Jul 2023 Refinance Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C13080`

Property Details

APN / Parcel Number

Primary APN	`C13080`
Alternative APNs	`LOWE M:249 B:1865 L:111` `M:000249 T:C13080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,845 sqft Living Area
Gross Area	4,891 sqft
1st Floor Area	2,520 sqft
Basement Area	1,664 sqft
Unfinished Basement	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	C13080
Street Address	111 DRAPER ST
City	LOWELL
State	MA
Zip	01852-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	1865
Legal Lot Number	111
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2012
Census Tract	312502

Owner

111 Draper St is owned and occupied by two individuals who bought it in February 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 DRAPER ST, LOWELL, MA 01852-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Feb 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANKESB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Sep 16, 2008 · Amount on File
Deed Document Number	20264794
Deed Book / Page	39867 / 142
Prior Transfer Date	Jan 29, 2026
Prior Transfer Doc	039867-142
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	111 DRAPER ST, LOWELL, MA 01852-3138
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037955-283
Date	Jul 18, 2023
Book Page	37955/283
Instrument	20651

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 18, 2026
Property Address	111 DRAPER ST, LOWELL, MA 01852-3138
Document Number	039867-142
Book / Page	39867 / 142
Instrument Date	Jan 29, 2026
Instrument	4794
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 DRAPER ST, LOWELL, MA 01852-3138

Mortgage

Document Number	0000004795
Date	Feb 18, 2026
Instrument	4795

Lender

Name	BANKESB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 111 Draper St was $8,709, up 2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,709.00 (+2.04%)	$767,300 (+3.2%) Land $269,500 Building $497,800	$739,726 (-1.44%)
2025	$8,535.00 (+3.24%)	$743,500 (+7.12%) Land $251,900 Building $491,600	$750,500 (+9.15%)
2024	$8,267.00 (+4.45%)	$694,100 (+8.91%) Land $235,500 Building $458,600	$687,610
2023	$7,915.00	$637,300 Land $204,700 Building $432,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Draper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 111 Draper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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