134 Chesapeake Rd, Cameron, NC 28326 Property Records

Harnett County property record for 134 Chesapeake Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,822 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2006)
Tax Bill	$2,145 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1500043782`

Property Details

APN / Parcel Number

Primary APN	`1500043782`
Alternative APN	`09956503 0282 19`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,822 sqft Heated Area
1st Floor Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	532 sqft
Porch	Porch
Porch Area	60 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500043782
Street Address	134 CHESAPEAKE RD
City	CAMERON
State	NC
Zip	28326-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#441 RICHMOND PARK PH2 99-311
Legal Subdivision	RICHMOND PARK
Legal Phase	2
Legal Lot Number	441
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	2
Census Block	2026
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 9, 2021	Intrafamily Transfer, Transfer
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 17, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 26, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2006 · Amount on Record
Deed Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	200614000
Deed Book / Page	2259 / 689
Last Transfer Date	Aug 9, 2021
Transfer Doc	0000018386
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019491
Date	Oct 15, 2025
Book Page	4308/807
Instrument	2025019491

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2055

Interest

Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534

Mortgage

Document Number	0000001939
Date	Feb 8, 2023
Book Page	4181/2864
Instrument	2023001939

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Aug 9, 2021
Property Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Document Number	0000018386
Book / Page	4026 / 65
Map Reference	MB 99 PG 311&311A
Instrument Date	Aug 9, 2021
Instrument	2021018386
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Document Number	0000018519
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 CHESAPEAKE RD CAMERON NC 283266534, CAMERON, NC 28326-6534

Mortgage

Document Number	0000018519
Date	Dec 13, 2019
Book Page	003765/000152
Instrument	18519

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Document Number	0000012458
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 CHESAPEAKE RD CAMERON NC 283266534, CAMERON, NC 28326-6534

Mortgage

Document Number	0000012458
Date	Aug 28, 2018
Book Page	003634/000971
Instrument	12458

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	134 CHESAPEAKE RD, CAMERON, NC 28326-6534
Document Number	0000008823
Book / Page	003514 / 000904
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 CHESAPEAKE RD CAMERON NC 283266534, CAMERON, NC 28326-6534

Mortgage

Document Number	0000008823
Date	Jun 19, 2017
Book Page	003514/000904
Instrument	8823

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,145.00 (+31.84%)	$274,758 (+26.65%)	$274,758 (+26.65%) Land $38,560 Building $236,198
2025	$1,627.00	$216,945 (-)	$216,945 (-) Land $44,060 Building $172,885
2023	$1,627.00	$216,945	$216,945 Land $44,060 Building $172,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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