Hampden County and Springfield City property record for 157 Chapin Ter, Springfield, MA 01104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1943 |
| Lot Size | 0.149 acres (6,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Apr 2022) |
| Tax Bill | $4,085 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02640 P:0105 |
| Primary APN | SPRI S:02640 P:0105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,512 sqft (0.149 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 26400105 |
|---|---|
| Street Address | 157 CHAPIN TER |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | MAYFAIR MANOR |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800500 |
157 Chapin Ter is owned and occupied by two individuals who bought it in April 2022.
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 CHAPIN TER, SPRINGFIELD, MA 01104-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 25, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Apr 11, 2022 | Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Mar 5, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on File |
| Deed Sale | Apr 11, 2022 · Amount on File |
| Prior Sale | Dec 13, 2012 · Amount on File |
| Deed Book / Page | 24494 / 26 |
| Prior Transfer Date | Apr 8, 2022 |
| Prior Transfer Doc | 0024494-26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 157 CHAPIN TER, SPRINGFIELD, MA 01104-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023513-14 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 23513/14 |
| Instrument | 64422 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 157 CHAPIN TER, SPRINGFIELD, MA 01104-1834 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022597-80 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 22597/80 |
| Instrument | 14405 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 11, 2022 |
| Property Address | 157 CHAPIN TER, SPRINGFIELD, MA 01104-1834 |
| Document Number | 0024494-26 |
| Book / Page | 24494 / 26 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 21874 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1400 WORCESTER RD APT 7301, 7301, FRAMINGHAM, MA 01702-8959 |
| Document Number | 0000021875 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 21875 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 157 CHAPIN TER, SPRINGFIELD, MA 01104-1834 |
| Document Number | 22099-86 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 22099-86 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 022099/000086 |
| Instrument | 14151 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 157 Chapin Ter was $4,085, up 19% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,085.00 (+18.96%) | $264,200 (+20.64%) Land $31,200 Building $233,000 | $266,633 (-0.82%) |
| 2025 | $3,434.00 | $219,000 Land $31,200 Building $187,800 | $268,850 (+2.95%) |
| 2024 | $261,155 | ||
| 2023 | $3,325.00 | $195,000 Land $28,400 Building $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Chapin Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 157 Chapin Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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