Hampden County and Springfield City property record for 145 Chapin Ter, Springfield, MA 01107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,282 sqft · built 1931 |
| Lot Size | 0.158 acres (6,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Feb 2023) |
| Tax Bill | $4,879 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02640 P:0106 |
| Primary APN | SPRI S:02640 P:0106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 258 sqft |
| Unfinished Basement | 258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 6,878 sqft (0.158 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 26400106 |
|---|---|
| Street Address | 145 CHAPIN TER |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01107-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 800500 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 145 CHAPIN TER, SPRINGFIELD, MA 01107-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2023 | Quit Claim Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF MISCEL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on Record |
| Deed Sale | Feb 22, 2023 · Amount on Record |
| Prior Sale | Jul 13, 1994 · Amount on Record |
| Deed Document Number | 20238097 |
| Deed Book / Page | 24915 / 30 |
| Prior Transfer Date | Feb 21, 2023 |
| Prior Transfer Doc | 0000008097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 22, 2023 |
| Property Address | 145 CHAPIN TER, SPRINGFIELD, MA 01107-1749 |
| Document Number | 0024915-30 |
| Book / Page | 24915 / 30 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 8097 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 145 CHAPIN TER, SPRINGFIELD, MA 01107-1749 |
| Document Number | 0000008098 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 8098 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0024915-46 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 24915/46 |
| Instrument | 8099 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 145 CHAPIN TER, SPRINGFIELD, MA 01107-1749 |
| Document Number | 22822-516 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 145 CHAPIN TER SPRINGFIELD MA 011071749, SPRINGFIELD, MA 01107-1749 |
| Document Number | 22822-516 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 022822/000516 |
| Instrument | 48488 |
| Name | CITY OF MISCEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,879.00 (-4.5%) | $315,600 (-3.13%) Land $31,300 Building $284,300 | $309,472 (-14.39%) |
| 2025 | $5,109.00 (+16.01%) | $325,800 (+26.13%) Land $31,300 Building $294,500 | $361,475 (+8.04%) |
| 2024 | $334,590 | ||
| 2023 | $4,404.00 | $258,300 Land $28,500 Building $229,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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