157 Campbell Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Gilboa Town property record for 157 Campbell Rd, Middleburgh, NY 12122 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	2,264 sqft Living Area
Lot Size	2,212,848 sqft (50.8 acres)
Garage	Detached, 572 sqft
Last Sale	$135,000 (2009)
Tax Bill	$2,733.00 (2025)

Owner

Source: Schoharie County and Gilboa Town records · APN 433400 173.-2-25

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 SOMERS HILLS RD, CARMEL, NY 10512-4302
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2009 · Amount on Record
Deed Sale	Apr 28, 2009 · Amount on Record
Prior Sale	Sep 15, 2000 · Amount on Record
Deed Book / Page	878 / 273
Record Refreshed	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 20, 2023
Property Address	157 CAMPBELL RD, MIDDLEBURGH, NY 12122-3613
Document Number	001199/190
Book / Page	1199 / 190
Instrument Date	Oct 03, 2023
Instrument	823102
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	33 SOMERS HILLS RD, CARMEL, NY 10512-4302

Mortgage

Document Number	002057/119
Date	Oct 20, 2023
Book Page	2057/119
Instrument	823103

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Nov 01, 2033
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Schoharie County and Gilboa Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Gilboa Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (+122.92%)	$2,500 (+25%) Land $900 Building $1,600	$162,338 (+33.12%) Land $58,442 Building $103,896
2023		$2,000 (-) Land $900 Building $1,100	$121,951 (+6.1%) Land $54,878 Building $67,073
2022		$2,000 Land $900 Building $1,100	$114,943 Land $51,724 Building $63,219
2021	$1,226.00 (-47.52%)
2020	$2,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`433400 173.-2-25`
Alternative APNs	`340017300000020250000000` `475J100559`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	2,264 sqft Living Area
1st Floor	1,436 sqft 1st Floor
2nd Floor	572 sqft 2nd Floor
Upper Floors	256 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	2,212,848 sqft (50.8 acres)
Lot Width	960 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	572 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	160 sqft Shed
Porch Area	192 sqft Porch
Pole Structure	Pole Structure

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	475J100559
Street Address	157 CAMPBELL RD
City	MIDDLEBURGH
State	NY
Zip	12122-3613
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	GILBOA
Census Blockgroup	1
Census Block	1000
Census Tract	740800