107 Campbell Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Gilboa Town property record for 107 Campbell Rd, Middleburgh, NY 12122

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,030 sqft · built 1890
Lot Size	66.1 acres (2,879,316 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Sep 2019)
Tax Bill	$3,229 (2026)
Deeds & Mortgages	Dec 2021 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`433400 173.-2-22.1`

Property Details

APN / Parcel Number

Primary APN	`433400 173.-2-22.1`
Alternative APNs	`43340017300000020220000000` `475J183001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	1,262 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,879,316 sqft (66.1 acres)
Lot Width	1,200 ft Width
Garage Type	Mixed
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	318 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	475J183001
Street Address	107 CAMPBELL RD
City	MIDDLEBURGH
State	NY
Zip	12122-3613
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	22.001
Jurisdiction	SCHOHARIE NY
Township / Civil Division	GILBOA
Census Block Group	1
Census Block	1000
Census Tract	740800

Owner

107 Campbell Rd, a rural home, is owned and occupied by an individual who bought it in September 2019.

Source: Schoharie County and Gilboa Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 CAMPBELL RD, MIDDLEBURGH, NY 12122-3613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Deed Document Number	2019767237
Deed Book / Page	1099 / 222
Prior Transfer Date	Nov 25, 2014
Prior Transfer Doc	0000000987/000000000
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	107 CAMPBELL RD, MIDDLEBURGH, NY 12122-3613
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001969/172
Date	Dec 16, 2021
Book Page	1969/172
Instrument	801385

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 18, 2019
Property Address	107 CAMPBELL RD, MIDDLEBURGH, NY 12122-3613
Document Number	001099/222
Book / Page	1099 / 222
Instrument Date	Sep 13, 2019
Instrument	767237
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 E 38TH ST, BROOKLYN, NY 11234-4408
Investor	Possibly a Property Investor

Mortgage

Document Number	001851/116
Date	Sep 18, 2019
Book Page	1851/116
Instrument	767239

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 107 Campbell Rd was $3,229, down 1.5% from the year before.

Source: Schoharie County and Gilboa Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Gilboa Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,229.00 (-1.52%)
2025	$3,279.00	$3,000 Land $1,200 Building $1,800	$194,805 Land $77,922 Building $116,883
2023		$3,000 (-) Land $1,200 Building $1,800	$182,927 (+6.1%) Land $73,171 Building $109,756
2022		$3,000 Land $1,200 Building $1,800	$172,414 Land $68,966 Building $103,448
2021	$3,666.00 (+4.62%)
2020	$3,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Campbell Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Campbell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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