Chesapeake City property record for 157 Bella Dr, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 2,576 sqft · built 2015 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jun 2015) |
| Tax Bill | $5,875 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2021 Refinance |
| APN | 0731009000730 |
| Primary APN | 0731009000730 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Total Area |
| 1st Floor Area | 1,130 sqft |
| Upper Floors Area | 1,147 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Patio Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 157 BELLA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-4422 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 73 VIRIDIAN RESERVE AT HICKORY PH 1 |
| Legal Subdivision | VIRIDIAN RESERVE AT HICKORY, BELLA MANOR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 BELLA DR, CHESAPEAKE, VA 23322-4422 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · VA Mortgage OVM FINANCIAL INC |
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on Record |
| Deed Sale | Jun 19, 2015 · Amount on Record |
| Deed Book / Page | 9524 / 1741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 157 BELLA DR, CHESAPEAKE, VA 23322-4422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10170/1522 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 10170/1522 |
| Instrument | 200020375 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 157 BELLA DR, CHESAPEAKE, VA 23322-4422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010485/917 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 10485/917 |
| Instrument | 210052707 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,800 (+13.26%) Land $210,000 Building $418,800 | $628,800 (+13.26%) Land $210,000 Building $418,800 | |
| 2024 | $5,875.00 (+38.95%) | ||
| 2023 | $555,200 (+8.52%) Land $165,000 Building $390,200 | $555,200 (+8.52%) Land $165,000 Building $390,200 | |
| 2022 | $511,600 Land $150,000 Building $361,600 | $511,600 Land $150,000 Building $361,600 | |
| 2019 | $4,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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