149 Bella Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 149 Bella Dr, Chesapeake, VA 23322

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2.5 ba · 2,782 sqft · built 2015
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Tax Bill$4,817 (2021)
Deeds & MortgagesSep 2025 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
APN0731009000750

Property Details

APN / Parcel Number

Primary APN0731009000750

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,782 sqft Total Area
1st Floor Area1,150 sqft
Upper Floors Area1,150 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area320 sqft
Patio Area511 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address149 BELLA DR
CityCHESAPEAKE
StateVA
Zip23322-4422
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR15S: RESI
Legal Description75 VIRIDIAN RESERVE AT HICKORY PH 1
Legal SubdivisionVIRIDIAN RESERVE AT HICKORY, BELLA MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21004

Owner

149 Bella Dr is owned by an individual who acquired it in September 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address149 BELLA DR, CHESAPEAKE, VA 23322-4422
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Gift Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP
Jul 31, 2020Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC
Nov 21, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2025
Deed SaleSep 30, 2025
Prior SaleJul 31, 2020 · Amount on File
Deed Document Number202522583
Deed Book / Page10899 / 1549
Prior Transfer DateSep 25, 2025
Prior Transfer Doc10899/1549
Record UpdatedOct 29, 2026

September 2025: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 30, 2025
Property Address149 BELLA DR, CHESAPEAKE, VA 23322-4422
Document Number10899/1549
Book / Page10899 / 1549
Map ReferenceMB 158 PG 65-65F
Instrument DateSep 25, 2025
Instrument250022583
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyPRIORITY TITLE AND ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 BELLA DR, CHESAPEAKE, VA 23322-4422

Mortgage

Document Number0250022584
DateSep 30, 2025
Instrument250022584
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.99%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 31, 2020
Property Address149 BELLA DR, CHESAPEAKE, VA 23322-4422
Document Number010191/793
Book / Page10191 / 793
Instrument DateJun 29, 2020
Instrument200025746
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyTITLECONCEPTS LLC, TITLE CONCEPTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 BELLA DR, CHESAPEAKE, VA 23322-4422

Mortgage

Document Number0200025747
DateJul 31, 2020
Instrument200025747
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 21, 2018
Property Address149 BELLA DR, CHESAPEAKE, VA 23322-4422
Document Number009969/639
Book / Page9969 / 639
Instrument DateNov 16, 2018
Instrument180030568
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 BELLA DR, CHESAPEAKE, VA 23322-4422

Mortgage

Document Number0180030569
DateNov 21, 2018
Instrument180030569
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$665,200 (+5.59%) Land $210,000 Building $455,200$665,200 (+5.59%) Land $210,000 Building $455,200
2025$630,000 Land $190,000 Building $440,000$630,000 Land $190,000 Building $440,000
2023$591,200 Land $165,000 Building $426,200$591,200 Land $165,000 Building $426,200
2021$4,817.00
2019$4,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 149 Bella Dr; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Bella Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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