1565 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1565 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,335 sqft · built 1987
Lot Size	0.108 acres (4,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2019)
Tax Bill	$6,247 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-813-90042637`

Property Details

APN / Parcel Number

Primary APN	`06-813-90042637`
Alternative APNs	`681390042637` `81390042637`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,335 sqft Living Area
1st Floor Area	864 sqft
Basement Area	691 sqft
Finished Basement	691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,695 sqft (0.108 acres)
Porch	Open Porch
Porch Area	42 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81390042637
Street Address	1565 RITCHIE LN
City	ANNAPOLIS
State	MD
Zip	21401-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 PL 3 SOUTHWOODS
Legal Subdivision	SOUTHWOODS
Legal Block	2
Legal Lot Number	44
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1565 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage CITY LNDG
Jul 8, 2019	Grant Deed, Transfer · FHA Mortgage CITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Book / Page	33318 / 211
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1565 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0340660214
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	SETTLEMENT MGMT SERVICES, SETTLEMENT MGMT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 RITCHIE LN ANNAPOLIS MD 214014109, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number	0340660214
Date	Jan 13, 2020
Book Page	034066/000214

Lender

Name	CITY LNDG
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 8, 2019
Property Address	1565 RITCHIE LN, ANNAPOLIS, MD 21401-4109
Document Number	0333180211
Book / Page	033318 / 000211
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1565 RITCHIE LN ANNAPOLIS MD 214014109, ANNAPOLIS, MD 21401-4109

Mortgage

Document Number	333180217
Date	Jul 8, 2019
Book Page	033318/000217

Lender

Name	CITY LNDG
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,000 (+33.71%) Land $227,000 Building $249,000	$476,000 (+33.71%) Land $227,000 Building $249,000
2025	$6,247.00 (+22.2%)
2023	$5,112.00	$356,000 Land $202,000 Building $154,000	$356,000 Land $202,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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