1569 Lorraine Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1569 Lorraine Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,609 sqft · built 2019
Lot Size	0.189 acres (8,252 sqft)
Owner	2 Company Names on Record
Last Sale	$1,550,000 (Oct 2016)
Tax Bill	$27,828 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-030-27-00`

Property Details

APN / Parcel Number

Primary APN	`254-030-27-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,609 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,252 sqft (0.189 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1569 LORRAINE DR
City	ENCINITAS
State	CA
Zip	92024-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	BLK F LOTS 4 & 5 NLY 57 FT OF SLY 207 FT OF TR 002078
Legal Subdivision	SOUTH COAST PARK
Legal Tract	002078
Legal Block	F
Legal Lot Number	4,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5001
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Document Number	2016560494
Prior Transfer Date	Nov 29, 1995
Prior Transfer Doc	0000550256
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2023
Property Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457
Document Number	0000355528
Map Reference	MAP 2078
Instrument Date	Nov 28, 2023
Instrument	2023-0355528
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457

Mortgage

Document Number	0000170915
Date	Mar 4, 2021
Instrument	2021-0170915

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000586913
Date	Dec 16, 2019
Instrument	2019-0586913

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457
Document Number	0000076312
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1569 LORRAINE DR ENCINITAS CA 920241457, ENCINITAS, CA 92024-1457

Mortgage

Document Number	0000076312
Date	Feb 14, 2020
Instrument	76312

Lender

Name	BANK OF AMERICA
Type	Bank
Address	4909 SAVARESE CIR, TAMPA, FL 33634-2413

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2018
Property Address	1569 LORRAINE DR, ENCINITAS, CA 92024-1457
Document Number	0000336027
Instrument Date	Aug 13, 2018
Instrument	336027
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1569 LORRAINE DR ENCINITAS CA 920241457, ENCINITAS, CA 92024-1457

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,557,466 (+2%) Land $1,598,123 Building $959,343
2025	$27,828.00 (+6.59%)	$2,507,321 (+4.04%) Land $1,566,788 Building $940,533
2023	$26,108.00 (+2.19%)	$2,409,961 Land $1,505,949 Building $904,012
2022	$25,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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