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1547 Lorraine Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1547 Lorraine Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,847 sqft · built 2003
Lot Size0.167 acres (7,265 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Mar 1998)
Tax Bill$8,537 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN254-030-20-00

Property Details

APN / Parcel Number

Primary APN254-030-20-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,847 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area7,265 sqft (0.167 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1547 LORRAINE DR
CityENCINITAS
StateCA
Zip92024-1457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK F LOTS 4 & 5 S 50 FT OF N 100 FT OF S 150 FT OF TR 002078
Legal SubdivisionSOUTH COAST PARK
Legal Tract002078
Legal BlockF
Legal Lot Number4,5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5001
Census Tract17701

Owner

Source: San Diego County records · APN 254-030-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1547 LORRAINE DR, ENCINITAS, CA 92024-1457
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Sep 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 07, 2020Loan Modification, Mortgage · Conventional Mortgage
BANNER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 1998 · Amount on Record
Deed SaleMar 13, 1998 · Amount on Record
Prior SaleNov 10, 1993 · Amount on Record
Deed Document Number1998138454
Last Transfer DateSep 11, 2020
Transfer Doc0000556112
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1547 LORRAINE DR, ENCINITAS, CA 92024-1457
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000392679
DateJul 21, 2020
Instrument2020-0392679
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 21, 2020
Property Address1547 LORRAINE DR, ENCINITAS, CA 92024-1457
Document Number0000556112
Instrument DateSep 11, 2020
Instrument556112
Transaction TypeTransfer
Record UpdatedSep 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1547 LORRAINE DR ENCINITAS CA 920241457, ENCINITAS, CA 92024-1457

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1547 LORRAINE DR, ENCINITAS, CA 92024-1457
Document Number0000392680
Instrument DateJul 07, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1547 LORRAINE DR ENCINITAS CA 920241457, ENCINITAS, CA 92024-1457

Mortgage

Document Number0000392680
DateJul 21, 2020
Instrument392680
Lender
NameBANNER BK
TypeBank
AddressCARLSBAD, CA 92008-8827
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$753,337 (+2%) Land $334,201 Building $419,136
2025$8,537.00 (+7.32%) Homeowner's exemption$738,567 (+4.04%) Land $327,649 Building $410,918
2023$7,955.00 (+2.49%) Homeowner's exemption$709,889 Land $314,927 Building $394,962
2022$7,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730177015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 680 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Ting Fiber, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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