15688 Spruce St, Truckee, CA 96161 Property Records

Nevada County property record for 15688 Spruce St, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 896 sqft · built 1962
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Dec 2020)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-242-021-000`

Property Details

APN / Parcel Number

Primary APN	`017-242-021-000`
Alternative APN	`17-242-21-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	896 sqft Living Area

Exterior

Architectural Style	Rustic
Lot Area	4,792 sqft (0.11 acres)
Patio Area	200 sqft

Location & Zoning

Old Parcel Number	17-242-21-000
Street Address	15688 SPRUCE ST
City	TRUCKEE
State	CA
Zip	96161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK D DONNER WOODS 1
Legal Subdivision	DONNER WOODS 1
Legal Block	D
Legal Lot Number	23
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2033
Census Tract	1209

Owner

15688 Spruce St is owned and occupied by two individuals who bought it in December 2020.

Source: Nevada County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15688 SPRUCE ST, TRUCKEE, CA 96161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Grant Deed, Transfer · Line of Credit PLUMAS BANK
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Dec 21, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Oct 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202035819
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000024168
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 22, 2026
Property Address	15688 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000011766
Instrument Date	Jun 12, 2026
Instrument	202611766
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TRUCKEE, CA 96161

Mortgage

Document Number	0000011767,
Date	Jul 22, 2026
Instrument	202611767

Lender

Name	PLUMAS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15688 SPRUCE ST, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15688 SPRUCE ST, TRUCKEE, CA 96161

Mortgage

Document Number	0000005383
Date	Apr 28, 2023
Instrument	20230005383

Lender

Name	PLUMAS BANK
Type	Bank
Address	QUINCY, CA 95971

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 21, 2020
Property Address	15688 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000035819
Instrument Date	Dec 17, 2020
Instrument	35819
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	18265 CEDAR VIEW CT RENO NV 895082512, RENO, NV 89508-2512

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 30, 2017
Property Address	15688 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000024168
Instrument Date	Sep 7, 2017
Instrument	24168
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18419 TEDDY BEAR CT RENO NV 895084500, RENO, NV 89508-4500

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,825 (+2%) Land $121,074 Building $180,751
2025	$4,842.00 (+5.44%)	$295,907 (+4.04%) Land $118,700 Building $177,207
2023	$4,592.00 (+4.1%)	$284,419 Land $114,092 Building $170,327	$275,310
2022	$4,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15688 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2005–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15688 Spruce St is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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