15668 Spruce St, Truckee, CA 96161 Property Records

Nevada County property record for 15668 Spruce St, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,398 sqft
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,946 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-242-019-000`

Property Details

APN / Parcel Number

Primary APN	`017-242-019-000`
Alternative APN	`17-242-19-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,398 sqft Living Area
1st Floor Area	747 sqft
2nd Floor Area	651 sqft

Exterior

Architectural Style	Traditional
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	261 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	1,398 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	17-242-19-000
Street Address	15668 SPRUCE ST
City	TRUCKEE
State	CA
Zip	96161-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK D DONNER WOODS 1
Legal Subdivision	DONNER WOODS 1
Legal Block	D
Legal Lot Number	25
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2033
Census Tract	1209

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 10673, TRUCKEE, CA 96162-0673
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 30, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 21, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019
Deed Sale	Feb 21, 2019
Prior Sale	Sep 29, 2008 · Amount on Record
Deed Document Number	20193155
Last Transfer Date	Jul 8, 2019
Transfer Doc	0000019053
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15668 SPRUCE ST, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15668 SPRUCE ST, TRUCKEE, CA 96161

Mortgage

Document Number	0000006166
Date	Mar 18, 2022
Instrument	20220006166

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15668 SPRUCE ST, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10673, TRUCKEE, CA 96162-0673

Mortgage

Document Number	0000020875
Date	Jun 17, 2021
Instrument	20210020875

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15668 SPRUCE ST, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008823
Date	Apr 21, 2020
Instrument	20200008823

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 30, 2019
Property Address	15668 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000019053
Instrument Date	Jul 8, 2019
Instrument	19053
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 10673 TRUCKEE CA 961620673, TRUCKEE, CA 96162-0673

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 21, 2019
Property Address	15668 SPRUCE ST, TRUCKEE, CA 96161
Document Number	0000003155
Map Reference	MB 1 MAP 90
Instrument Date	Feb 15, 2019
Instrument	20190003155
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15668 SPRUCE ST, TRUCKEE, CA 96161

Mortgage

Document Number	0000003156
Date	Feb 21, 2019
Instrument	20190003156

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,998 (+2%) Land $295,533 Building $410,465
2025	$8,946.00 (+3.78%) Homeowner's exemption	$692,156 (+4.04%) Land $289,739 Building $402,417
2023	$8,620.00 (+2.93%) Homeowner's exemption	$665,281 Land $278,489 Building $386,792	$931,050
2022	$8,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2005–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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