15686 Waterloo Cir, Truckee, CA 96161 Property Records

Nevada County property record for 15686 Waterloo Cir, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,543 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$946,000 (Sep 2019)
Tax Bill	$12,751 (2025)
Deeds & Mortgages	Oct 2026 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-450-022-000`

Property Details

APN / Parcel Number

Primary APN	`040-450-022-000`
Alternative APN	`40-450-22-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,543 sqft Living Area
1st Floor Area	2,383 sqft
2nd Floor Area	694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Lot Area	11,761 sqft (0.27 acres)
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Patio Area	3,077 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	40-450-22-000
Street Address	15686 WATERLOO CIR
City	TRUCKEE
State	CA
Zip	96161-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 301 DEVONSHIRE
Legal Subdivision	DEVONSHIRE
Legal Lot Number	301
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2026
Census Tract	1205

Owner

15686 Waterloo Cir is owned by a company that bought it in September 2019 and is owner-occupied.

Source: Nevada County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	15686 WATERLOO CIR, TRUCKEE, CA 96161-1326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 5, 2019	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Jan 2, 2001 · Amount on File
Deed Document Number	201917084
Prior Transfer Date	Oct 2, 2000
Prior Transfer Doc	0000000023
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 14, 2026
Property Address	15686 WATERLOO CIR, TRUCKEE, CA 96161-1326
Document Number	0000016410
Instrument Date	Oct 5, 2026
Instrument	202616410
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Tax	$173,204.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	23982 ESTACIA AVE, LAGUNA NIGUEL, CA 92677-2262

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15686 WATERLOO CIR, TRUCKEE, CA 96161-1326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15686 WATERLOO CIR, TRUCKEE, CA 96161-1326

Mortgage

Document Number	0000032969
Date	Nov 30, 2020
Instrument	20200032969

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 5, 2019
Property Address	15686 WATERLOO CIR, TRUCKEE, CA 96161-1326
Document Number	0000017084
Instrument Date	Jul 30, 2019
Instrument	17084
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,041.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	266 HUMBOLDT RD BRISBANE CA 940051305, BRISBANE, CA 94005-1305

Mortgage

Document Number	17085
Date	Sep 5, 2019
Instrument	17085

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15686 Waterloo Cir was $12,751 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,275 (+2%) Land $145,014 Building $910,261
2025	$12,751.00 Homeowner's exemption	$1,034,584 Land $142,171 Building $892,413
2023	$12,362.00 (+2.11%) Homeowner's exemption	$994,411 Land $136,651 Building $857,760	$1,134,180
2022	$12,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15686 Waterloo Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15686 Waterloo Cir is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Verizon.

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