Nevada County property record for 15654 Waterloo Cir, Truckee, CA 96161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,383 sqft · built 1991 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,951 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-450-020-000 |
| Primary APN | 040-450-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,383 sqft Living Area |
| 1st Floor Area | 1,877 sqft |
| 2nd Floor Area | 506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Lot Area | 16,117 sqft (0.37 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Patio Area | 1,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 40-450-20-000 |
|---|---|
| Street Address | 15654 WATERLOO CIR |
| City | TRUCKEE |
| State | CA |
| Zip | 96161-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 299 DEVONSHIRE |
| Legal Subdivision | DEVONSHIRE |
| Legal Lot Number | 299 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | DONNER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1205 |
15654 Waterloo Cir is owned and occupied by two individuals who acquired it in October 1997.
Source: Nevada County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15654 WATERLOO CIR, TRUCKEE, CA 96161-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 8, 1997 |
| Transfer Doc | 0000029490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 15654 WATERLOO CIR, TRUCKEE, CA 96161-1326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 15654 WATERLOO CIR, TRUCKEE, CA 96161-1326 |
| Document Number | 0000027258 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 20200027258 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 15654 Waterloo Cir was $5,951 with a homeowner's exemption.
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Municipality | Truckee Town |
| Unified School District | Tahoe-Truckee Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,409 (+2%) Land $43,270 Building $354,139 | ||
| 2025 | $5,951.00 Homeowner's exemption | $389,618 Land $42,422 Building $347,196 | |
| 2023 | $5,681.00 (+2.73%) Homeowner's exemption | $374,491 Land $40,776 Building $333,715 | $1,041,840 |
| 2022 | $5,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15654 Waterloo Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15654 Waterloo Cir is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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