15682 97th Ln, Dyer, IN 46311 Property Records

Lake County property record for 15682 97th Ln, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,857 sqft · built 2004
Lot Size	0.233 acres (10,193 sqft)
Owner	Individual Name on File
Tax Bill	$3,336 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0340-0013`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0340-0013`
Alternative APNs	`45-10-36-328-010.000-032` `091103400013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,857 sqft Living Area
Basement Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,193 sqft (0.233 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0340-0013
Old Parcel Number	091103400013
Street Address	15682 97TH LN
City	DYER
State	IN
Zip	46311-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PRAIRIE TRAILS PHASE II LOT 106
Legal Subdivision	PRAIRIE TRAILS PHASE II
Legal Phase	II
Legal Lot Number	106
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2030
Census Tract	42608

Owner

15682 97th Ln is owned and occupied by an individual who acquired it in January 2005.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15682 97TH LN, DYER, IN 46311-2966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 29, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Apr 22, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Aug 9, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2005
Deed Sale	Jan 21, 2005
Deed Document Number	2005 004321
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15682 97TH LN, DYER, IN 46311-2966
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020190
Date	Mar 5, 2021
Instrument	2021-020190

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15682 97TH LN, DYER, IN 46311-2966
Document Number	0000084459
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15682 97TH LN DYER IN 463112966, DYER, IN 46311-2966

Mortgage

Document Number	0000084459
Date	Dec 6, 2019
Instrument	84459

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15682 97TH LN, DYER, IN 46311-2966
Document Number	0000024722
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15682 97TH LN DYER IN 463112966, DYER, IN 46311-2966

Mortgage

Document Number	0000024722
Date	Apr 30, 2019
Instrument	24722

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	15682 97TH LN, DYER, IN 46311-2966
Document Number	0000054859
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15682 97TH LN DYER IN 463112966, DYER, IN 46311-2966

Mortgage

Document Number	0000054859
Date	Aug 17, 2017
Instrument	54859

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 16, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$462,800 Land $76,200 Building $386,600	$462,800 Land $76,200 Building $386,600
2024	$3,336.00
2023		$425,600 (+6.59%) Land $76,200 Building $349,400	$425,600 (+6.59%) Land $76,200 Building $349,400
2022	$3,446.00	$399,300 Land $68,500 Building $330,800	$399,300 Land $68,500 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15682 97th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15682 97th Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

Nearby Properties on 97th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures