15595 97th Ln, Dyer, IN 46311 Property Records

Lake County property record for 15595 97th Ln, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,662 sqft · built 2004
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Dec 2024)
Tax Bill	$2,374 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0340-0018`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0340-0018`
Alternative APNs	`45-10-36-329-005.000-032` `091103400018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,662 sqft Living Area
Gross Area	4,146 sqft
1st Floor Area	1,432 sqft
Basement Area	798 sqft
Finished Basement	798 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15595 97TH LN
City	DYER
State	IN
Zip	46311-2962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PRAIRIE TRAILS PHASE II LOT 111
Legal Subdivision	PRAIRIE TRAILS PHASE II
Legal Phase	II
Legal Lot Number	111
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2029
Census Tract	42608

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15595 97TH LN, DYER, IN 46311-2962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 14, 2017	Grant Deed, Foreclosure GUARANTEED RATE
Dec 14, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	2024542677
Prior Transfer Date	Nov 26, 2024
Prior Transfer Doc	0000004495
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Aug 2, 2021
Property Address	15595 97TH LN, DYER, IN 46311-2962
Document Number	0000049874
Map Reference	MB 94 PG 90
Instrument Date	Jul 12, 2021
Instrument	2021-049874
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	RAINIER TITLE, RTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15595 97TH LN, DYER, IN 46311-2962

Mortgage

Document Number	0000049875
Date	Aug 2, 2021
Instrument	2021-049875

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Dec 14, 2017
Property Address	15595 97TH LN, DYER, IN 46311-2962
Document Number	0000085181
Instrument Date	Dec 8, 2017
Instrument	85181
Transaction Type	Foreclosure
Record Updated	Mar 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15595 97TH LN DYER IN 463112962, DYER, IN 46311-2962

Mortgage

Document Number	85182
Date	Dec 14, 2017
Instrument	85182

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 14, 2017
Property Address	15595 97TH LN, DYER, IN 46311-2962
Document Number	0000085180
Instrument Date	Dec 8, 2017
Instrument	85180
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15595 97TH LN DYER IN 463112962, DYER, IN 46311-2962

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$381,600 (+19.59%) Land $57,300 Building $324,300	$381,600 (+19.59%) Land $57,300 Building $324,300
2024	$2,374.00 (-3.61%)
2023		$319,100 (+6.54%) Land $57,300 Building $261,800	$319,100 (+6.54%) Land $57,300 Building $261,800
2022	$2,463.00	$299,500 Land $51,600 Building $247,900	$299,500 Land $51,600 Building $247,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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