15675 W Gragnani Ave, Kerman, CA 93630 Property Records

Fresno County property record for 15675 W Gragnani Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,774 sqft · built 2016
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Nov 2019)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-710-48S`

Property Details

APN / Parcel Number

Primary APN	`023-710-48S`
Alternative APN	`02371048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	15675 W GRAGNANI AVE
City	KERMAN
State	CA
Zip	93630-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 94 KERMAN ESTATES TRACT NO 5478
Legal Subdivision	KERMAN ESTATES
Legal Tract	5478
Legal Lot Number	94
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2023
Census Tract	4004

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CITYWIDE HOME LOANS
Nov 27, 2019	Grant Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS
Apr 5, 2017	Loan Modification, Mortgage · Line of Credit UNITED SEC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	2019143484
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0000143485
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Apr 20, 2026
Property Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Document Number	0000038927
Instrument Date	Apr 14, 2026
Instrument	202638927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038927,
Date	Apr 20, 2026
Instrument	202638927

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402

Mortgage

Document Number	0000134466
Date	Sep 30, 2020
Instrument	2020-0134466

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Nov 27, 2019
Property Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Document Number	0000143485
Map Reference	VOL 78 PG 9-11
Instrument Date	Nov 24, 2019
Instrument	2019-0143485
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402

Mortgage

Document Number	0000143486
Date	Nov 27, 2019
Instrument	2019-0143486

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 27, 2019
Property Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Document Number	0000143484
Instrument Date	Nov 21, 2019
Instrument	143484
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15675 W GRAGNANI AVE KERMAN CA 936308402, KERMAN, CA 93630-8402

Mortgage

Document Number	143486
Date	Nov 27, 2019
Instrument	143486

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRESNO CA
Property Address	15675 W GRAGNANI AVE, KERMAN, CA 93630-8402
Document Number	0000050913
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5320 E PINE AVE FRESNO CA 937272113, FRESNO, CA 93727-2113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050913
Date	Apr 25, 2017
Instrument	50913

Lender

Name	UNITED SEC BK
Type	Bank
Address	FRESNO, CA 93721

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,776 (+2%) Land $76,075 Building $177,701
2025	$3,043.00 (+4.68%)	$248,801 (+4.04%) Land $74,584 Building $174,217
2023	$2,907.00 (+1.11%)	$239,141 Land $71,689 Building $167,452
2022	$2,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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