15670 Indian Head Ct, Ramona, CA 92065 Property Records

San Diego County property record for 15670 Indian Head Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,714 sqft · built 1980
Lot Size	0.251 acres (10,934 sqft)
Owner	Trust Name on File
Last Sale	$425,000 (Mar 2015)
Tax Bill	$6,341 (2025)
Deeds & Mortgages	Jan 2018 Reverse Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288-250-23-00`

Property Details

APN / Parcel Number

Primary APN	`288-250-23-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,714 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,934 sqft (0.251 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15670 INDIAN HEAD CT
City	RAMONA
State	CA
Zip	92065-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 430 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	2
Legal Lot Number	430
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2008
Census Tract	20811

Owner

15670 Indian Head Ct is owner-occupied and held in a trust since March 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	15670 INDIAN HEAD CT, RAMONA, CA 92065-4536
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Dec 30, 2017	Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Prior Sale	Sep 7, 1983 · Amount on File
Deed Document Number	2015129665
Prior Transfer Date	Dec 22, 1996
Prior Transfer Doc	0000657712
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15670 INDIAN HEAD CT, RAMONA, CA 92065-4536
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005512
Date	Jan 5, 2018
Instrument	2018-0005512

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.97%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15670 INDIAN HEAD CT, RAMONA, CA 92065-4536
Document Number	0000005513
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15670 INDIAN HEAD CT RAMONA CA 920654536, RAMONA, CA 92065-4536

Mortgage

Document Number	0000005513
Date	Jan 5, 2018
Instrument	5513

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.97%

Tax Assessment & Valuation

The 2025 property tax bill for 15670 Indian Head Ct was $6,341 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,990 (+2%) Land $175,132 Building $345,858
2025	$6,341.00 Homeowner's exemption	$510,776 Land $171,699 Building $339,077
2023	$5,927.00 (-1.84%) Homeowner's exemption	$490,944 Land $165,033 Building $325,911
2022	$6,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15670 Indian Head Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15670 Indian Head Ct is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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