15651 Indian Head Ct, Ramona, CA 92065 Property Records

San Diego County property record for 15651 Indian Head Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,338 sqft · built 1978
Lot Size	0.231 acres (10,049 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Jul 2019)
Tax Bill	$7,374 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-250-27-00`

Property Details

APN / Parcel Number

Primary APN	`288-250-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	10,049 sqft (0.231 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15651 INDIAN HEAD CT
City	RAMONA
State	CA
Zip	92065-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 426 TR 007450
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007450
Legal Block	2
Legal Lot Number	426
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2008
Census Tract	20811

Owner

15651 Indian Head Ct is owned by a company that bought it in July 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	8039 RUN OF THE KNLS, SAN DIEGO, CA 92127-2529
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 1, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 26, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Dec 15, 1995
Deed Document Number	2019259784
Prior Transfer Date	Feb 16, 2004
Prior Transfer Doc	0000130707
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15651 INDIAN HEAD CT, RAMONA, CA 92065-4536
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8039 RUN OF THE KNOLLS, SAN DIEGO, CA 92127-2529

Mortgage

Document Number	0000282080
Date	Oct 9, 2025
Instrument	2025-0282080

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2019
Property Address	15651 INDIAN HEAD CT, RAMONA, CA 92065-4536
Document Number	0000259784
Instrument Date	Jun 3, 2019
Instrument	259784
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8039 RUN OF THE KNLS SAN DIEGO CA 921272529, SAN DIEGO, CA 92127-2529

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2018
Property Address	15651 INDIAN HEAD CT, RAMONA, CA 92065-4536
Document Number	0000259589
Instrument Date	Jun 15, 2018
Instrument	259589
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	66 CERRERO CT RANCHO MISSION VIEJO CA 926941299, RANCHO MISSION VIEJO, CA 92694-1299

Tax Assessment & Valuation

The 2025 property tax bill for 15651 Indian Head Ct was $7,374.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,530 (+2%) Land $278,876 Building $334,654
2025	$7,374.00	$601,501 Land $273,408 Building $328,093
2023	$6,920.00 (-1.4%)	$578,146 Land $262,793 Building $315,353
2022	$7,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15651 Indian Head Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15651 Indian Head Ct is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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