Ottawa County property record for 15657 View Dr, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,024 sqft · built 1961 |
| Lot Size | 0.705 acres (30,710 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,743 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-198-002 |
| Primary APN | 70-03-14-198-002 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,024 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 30,710 sqft (0.705 acres) |
| Lot Dimensions | 330 ft deep x 93 ft wide |
| Garage Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 15657 VIEW DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | PART OF GOVT LOT 2 COM 12911 FT N & 213 FT W OF SE COR, TH S 42D08M W 504 FT, W 145 FT, N 189 FT FOR PT OF BEG, TH N TO WATERS OF SPRING LAKE, TH SW'LY ALG SHORE TO E LI OF PLAT OF VILLA PARK, TH S ALG E LI TO A PT 58 FT N OF NE COR OF LOT 10 VILLA P |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 14 |
| Legal Subdivision | TOWNSHIP SPRING LAKE |
| Legal Block | 198 |
| Legal Lot Number | 2,10 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21100 |
15657 View Dr is owned and occupied by an individual who acquired it in June 2012.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit COMPASS CU |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS CREDIT UNION |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS CREDIT UNION |
| May 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK |
| Aug 13, 2018 | Warranty Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2012 |
| Transfer Doc | 20120026434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Document Number | 20230006461 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023-0006461 |
| Name | COMPASS CU |
|---|---|
| Type | Credit Union |
| Address | SPARTA, MI 49345 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210027553 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-0027553 |
| Name | COMPASS CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190025773 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-0025773 |
| Name | COMPASS CREDIT UNION |
|---|---|
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20180017912 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018-0017912 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 13, 2018 |
| Property Address | 15657 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Document Number | 20180028367 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018-0028367 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15657 VIEW DR, 15657, SPRING LAKE, MI 49456-1868 |
| Name | Verified Name |
|---|---|
| Address | 2325 OAKWOOD DR SE, GRAND RAPIDS, MI 49506-4059 |
The 2025 property tax bill for 15657 View Dr was $15,743 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,400 (+9.86%) | $1,330,800 (+9.86%) | |
| 2025 | $15,743.00 Homeowner's exemption | $605,700 | $1,211,400 |
| 2023 | $487,600 | $975,200 | |
| 2022 | $13,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15657 View Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15657 View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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