Ottawa County property record for 15646 View Dr, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,149 sqft · built 1961 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,900 (Dec 2018) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-196-006 |
| Primary APN | 70-03-14-196-006 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,149 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 124 ft deep x 75.4 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15646 VIEW DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | PART OF GOVT LOT 2 COM 12911 FT N & 213 FT W OF SE COR, TH S 42D08M W 354 FT, TH SE'LY AT RT ANGLES TO LAST COURSE 12840 FT FOR PT OF BEG, TH NW'LY BACK ALG SAME LI 12840 FT, TH S 42D08M W 75 FT, TH AT RT ANGLES TO LAST COURSE SE'LY 13455 FT, NE'LY 7 |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 14 |
| Legal Block | 196 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21100 |
15646 View Dr is owned and occupied by an individual who bought it in December 2018.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15646 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 4, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | 201844696 |
| Prior Transfer Date | Dec 3, 2018 |
| Prior Transfer Doc | 20180042984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15646 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210024728 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-0024728 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 18, 2018 |
| Property Address | 15646 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Document Number | 20180044696 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018-0044696 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15646 VIEW DR, 15646, SPRING LAKE, MI 49456-1868 |
| Name | Verified Name |
|---|---|
| Address | 15646 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Document Number | 20180044697 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018-0044697 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 4, 2018 |
| Property Address | 15646 VIEW DR, SPRING LAKE, MI 49456-1868 |
| Document Number | 20180042984 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2018-0042984 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15151 CARRIAGE WAY, 15151, SPRING LAKE, MI 49456-2117 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
The 2025 property tax bill for 15646 View Dr was $3,885 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,700 (+9.16%) | $331,400 (+9.16%) | |
| 2025 | $3,885.00 Homeowner's exemption | $151,800 | $303,600 |
| 2023 | $134,400 | $268,800 | |
| 2022 | $3,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15646 View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15646 View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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