15654 97th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 15654 97th Dr, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1995
Lot Size	5.11 acres (223,027 sqft)
Owner	2 Individual Names on Record
Tax Bill	$848 (2024)
Flood Zone	Zone X (minimal risk)
APN	`05-04S-14E-02967-002020`

Property Details

APN / Parcel Number

Primary APN	`05-04S-14E-02967-002020`
Alternative APN	`02967002020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Lot Area	223,027 sqft (5.11 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	02967002020
Street Address	15654 97TH DR
City	LIVE OAK
State	FL
Zip	32060-6814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 2 BLK 2 HICKORY EST ORB 406 P 414 WD YR 92 ORB 1841 P 222 WD YR 2015 REMAINDER PERSON ROBERT A DAWSON
Legal Range	14E
Legal Township	04S
Legal Section	05
Legal Subdivision	HICKORY EST
Legal Block	2
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	1
Census Block	1002
Census Tract	970501

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15654 97TH DR, LIVE OAK, FL 32060-6814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2015
Transfer Doc	0000167493
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,002 (+5.99%)	$97,897 (+6.86%) Land $18,944 Building $78,953
2024	$848.00 (+0.83%)
2023	$841.00 (+1.94%) Homeowner's exemption	$66,991 (+3%)	$91,616 (+23.09%) Land $18,944 Building $72,672
2022	$825.00 Homeowner's exemption	$65,040	$74,432 Land $18,944 Building $55,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2012–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20