Suwannee County property record for 15604 97th Dr, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,176 sqft · built 1994 |
| Lot Size | 15 acres (653,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,900 (Mar 2022) |
| Tax Bill | $2,850 (2024) |
| Deeds & Mortgages | Mar 2022 Sale Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04S-14E-02967-002050 |
| Primary APN | 05-04S-14E-02967-002050 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Lot Area | 653,836 sqft (15 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Patio Area | 500 sqft |
| Fence | Fence |
| Canopy | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02967002050 |
|---|---|
| Street Address | 15604 97TH DR |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-6814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG LOTS 4 5 & 6 BLK 2 HICKORY EST ORB 1362 P 286 WD YR 07 ORB 2343 P 425-27 SWD YR 2022 |
| Legal Range | 14E |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Subdivision | HICKORY EST |
| Legal Block | 2 |
| Legal Lot Number | 4-6 |
| Legal Unit | 5 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | MCALPIN-WELLBORN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970501 |
15604 97th Dr is owned and occupied by an individual who bought it in March 2022.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15604 97TH DR, LIVE OAK, FL 32060-6814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | ATTORNEY ONLY, ATTORNEY |
| Dec 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Deed Document Number | 2022250322 |
| Record Updated | Jun 8, 2026 |
| Jurisdiction | SUWANNEE FL |
|---|---|
| Recording Date | Mar 22, 2022 |
| Property Address | 15604 97TH DR, LIVE OAK, FL 32060-6814 |
| Document Number | 0000250322 |
| Book / Page | 2343 / 425 |
| Map Reference | MB 1 PG 217 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022250322 |
| Record Updated | Apr 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $769.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4122 WATER OAK LN, 4122, JACKSONVILLE, FL 32210-5857 |
| Name | Verified Name |
|---|---|
| Address | 15604 97TH DR, LIVE OAK, FL 32060-6814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 15604 97TH DR, LIVE OAK, FL 32060-6814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000210043 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 2090/0073 |
| Instrument | 2018210043 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LIVE OAK, FL 32064 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,822 | $317,708 Land $55,537 Building $262,171 | |
| 2024 | $2,850.00 (+83.28%) | ||
| 2023 | $1,555.00 (+3.39%) Homeowner's exemption | $121,886 (+3%) | $146,278 (+23.61%) Land $18,352 Building $127,926 |
| 2022 | $1,504.00 Homeowner's exemption | $118,336 | $118,336 Land $18,352 Building $99,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15604 97th Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15604 97th Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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