Moore County property record for 1565 Rays Bridge Rd, Whispering Pines, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,277 sqft · built 1995 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,975 (Feb 2012) |
| Tax Bill | $591 (2026) |
| Deeds & Mortgages | Jul 2012 Mortgage Feb 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 857402858966 |
| Primary APN | 857402858966 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Foundation Type | Footing |
| Roof Material | Rolled Roofing |
| Lot Area | 40,119 sqft (0.921 acres) |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 100002637 |
|---|---|
| Street Address | 1565 RAYS BRIDGE RD |
| City | CARTHAGE |
| State | NC |
| Zip | 28327-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSIII |
| Legal Description | PRIM LAND ALS ADVLTAX RAYS BRIDGE |
| Legal Subdivision | WAYNE R PRIMS |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 950506 |
Source: Moore County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2012 | Deed of Trust, Mortgage · FHA Mortgage FIRST BANK |
| Feb 24, 2005 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 25, 2012 | Deed of Trust, Mortgage · FHA Mortgage FIRST BANK |
| Feb 24, 2005 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 7, 2012 | Trustee's Deed, Foreclosure JOHN BERGGREN |
| Mar 12, 2009 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2012 · Amount on Record |
| Deed Sale | Feb 7, 2012 · Amount on Record |
| Deed Document Number | 20121867 |
| Deed Book / Page | 3982 / 360 |
| Prior Transfer Date | Oct 25, 2011 |
| Prior Transfer Doc | 3982/360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004057/378 |
|---|---|
| Date | Jul 25, 2012 |
| Book Page | 4057/378 |
| Instrument | 2012010569 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002745/037 |
|---|---|
| Date | Feb 24, 2005 |
| Book Page | 2745/037 |
| Instrument | 2005003461 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004057/378 |
|---|---|
| Date | Jul 25, 2012 |
| Book Page | 4057/378 |
| Instrument | 2012010569 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002745/037 |
|---|---|
| Date | Feb 24, 2005 |
| Book Page | 2745/037 |
| Instrument | 2005003461 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Feb 7, 2012 |
| Property Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Document Number | 003982/360 |
| Book / Page | 3982 / 360 |
| Instrument Date | Oct 25, 2011 |
| Instrument | 2012001867 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 N MAY ST APT 9, 9, SOUTHERN PINES, NC 28387-5600 |
| Document Number | 2012001869 |
|---|---|
| Date | Feb 7, 2012 |
| Instrument | 2012001869 |
| Name | JOHN BERGGREN |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Mar 7, 2017 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Mar 12, 2009 |
| Property Address | 1565 RAYS BRIDGE RD, CARTHAGE, NC 28327-8917 |
| Document Number | 003536/222 |
| Book / Page | 3536 / 222 |
| Map Reference | DD354 PG455 |
| Instrument Date | Mar 5, 2009 |
| Instrument | 2009003575 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1565 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-8917 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591.00 | $140,910 (-) Land $58,280 Building $82,630 | |
| 2025 | $591.00 (-7.8%) | $140,910 (-) Land $58,280 Building $82,630 | |
| 2024 | $140,910 (-) Land $58,280 Building $82,630 | ||
| 2023 | $641.00 | $140,910 Land $58,280 Building $82,630 | $140,910 Land $58,280 Building $82,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SOUTHERN PINES serves 24,102 people · EPA ID NC0363010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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