1388 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 1388 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,411 sqft · built 1993
Lot Size	0.484 acres (21,083 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Mar 2020)
Tax Bill	$946 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85840963997`

Property Details

APN / Parcel Number

Primary APN	`85840963997`
Alternative APNs	`858409063997` `00031491` `97041015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	21,083 sqft (0.484 acres)
Porch	Porch
Porch Area	504 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97041015
Street Address	1388 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSIII
Legal Description	WEDGEWOOD LOT 17 ALS ADVLTAX RAYS BRIDGE
Legal Subdivision	WEDGEWOOD
Legal Lot Number	17
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2034
Census Tract	950506

Owner

1388 Rays Bridge Rd is owned and occupied by an individual who bought it in March 2020.

Source: Moore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1388 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Deed Document Number	20204232
Deed Book / Page	5288 / 133
Prior Transfer Date	Jun 3, 2010
Prior Transfer Doc	3731/435
Record Updated	Oct 29, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 12, 2020
Property Address	1388 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177
Document Number	5288/133
Book / Page	5288 / 133
Map Reference	MB 7 PG 89
Instrument Date	Feb 20, 2020
Instrument	2020004232
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 CRANES CREEK RD, 1500, CAMERON, NC 28326-8128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1388 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9177

Mortgage

Document Number	2020004233
Date	Mar 12, 2020
Instrument	2020004233

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1388 Rays Bridge Rd was $946.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$946.00	$225,470 (-) Land $50,000 Building $175,470
2025	$946.00	$225,470 Land $50,000 Building $175,470
2024			$225,470 (-) Land $50,000 Building $175,470
2023	$1,025.00	$225,470 Land $50,000 Building $175,470	$225,470 Land $50,000 Building $175,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1388 Rays Bridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1388 Rays Bridge Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rays Bridge Rd

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