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1565 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1565 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,361 sqft · built 2012
Lot Size0.5 acres (21,793 sqft)
Owner2 Individual Names on Record
Last Sale$382,000 (Aug 2023)
Tax Bill$3,042 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8469-8

Property Details

APN / Parcel Number

Primary APNC56-001-038-8469-8
Alternative APNs
  • 17-3N-24-1000-000A-0090
  • 24N3171000000A0090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,361 sqft Living Area
Gross Area3,013 sqft
1st Floor Area2,361 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area21,793 sqft (0.5 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1565 LENA ST
CityBAKER
StateFL
Zip32531-8482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 9 BLK A
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase1
Legal BlockA
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1565 LENA ST, BAKER, FL 32531-8482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Aug 4, 2023Intrafamily Transfer, Transfer
CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC
Sep 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2023 · Amount on Record
Deed SaleAug 4, 2023 · Amount on Record
Prior SaleNov 8, 2012 · Amount on Record
Deed Document Number20233639848
Deed Book / Page3686 / 3448
Prior Transfer DateSep 3, 2022
Prior Transfer Doc0036422754
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 4, 2023
Property Address1565 LENA ST, BAKER, FL 32531-8482
Document Number0036863448
Book / Page3686 / 3448
Map ReferenceMB 25 PG 50-52
Instrument DateAug 3, 2023
Instrument3639848
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,674.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3904 HOLLEYBERRY LN, MILTON, FL 32583-5000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0036863450
DateAug 4, 2023
Instrument3686/3450
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0036863472
DateAug 4, 2023
Book Page3686/3472
Instrument3639850
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 4, 2023
Property Address1565 LENA ST, BAKER, FL 32531-8482
Document Number0036863447
Book / Page3686 / 3447
Map ReferenceMB 25 PG 50-52
Instrument DateJul 5, 2023
Instrument3639847
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1090 PINE ST, CABOOL, MO 65689-9280

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 HOLLEYBERRY LN, MILTON, FL 32583-5000

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateSep 14, 2022
Property Address1565 LENA ST, BAKER, FL 32531-8482
Document Number0036422754
Book / Page3642 / 2754
Map ReferenceMB 25 PG 50-52
Instrument DateSep 3, 2022
Instrument3578339
Transaction TypeTransfer
Record UpdatedOct 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1565 LENA ST, 1565, BAKER, FL 32531-8482

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 LENA ST, BAKER, FL 32531-8482

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,042.00 (+1.33%)$307,296 (-4.19%) Land $30,373 Building $276,923$307,296 (-4.19%) Land $30,373 Building $276,923
2023$3,002.00 (+6.45%)$320,724 (+6.65%) Land $25,805 Building $294,919$320,724 (+6.65%) Land $25,805 Building $294,919
2022$2,820.00$300,721 Land $24,117 Building $276,604$300,721 Land $24,117 Building $276,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

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