1561 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1561 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,922 sqft · built 2012
Lot Size0.5 acres (21,799 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Aug 2021)
Tax Bill$2,097 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8467-2

Property Details

APN / Parcel Number

Primary APNC56-001-038-8467-2
Alternative APN
  • 17-3N-24-1000-000A-0070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,922 sqft Heated Area
Gross Area2,700 sqft
1st Floor Area1,922 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area21,799 sqft (0.5 acres)
Garage TypeFinished
Garage Area420 sqft
PorchOpen Porch
Porch Area358 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1561 LENA ST
CityBAKER
StateFL
Zip32531-8482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 7 BLK A
Legal Range24
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION PH I
Legal Phase1
Legal BlockA
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1561 LENA ST, BAKER, FL 32531-8482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Aug 30, 2021Correction Deed
ATTORNEY ONLY, ATTORNEY
Mar 2, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Apr 16, 2020Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleOct 16, 2018 · Amount on Record
Deed Document Number3484685
Deed Book / Page3570 / 2541
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 31, 2021
Property Address1561 LENA ST, BAKER, FL 32531-8482
Document Number0035702541
Book / Page3570 / 2541
Map ReferenceMB 25 PG 50-52
Instrument DateAug 27, 2021
Instrument3484685
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 DOVE LN, 44, VILONIA, AR 72173-8039

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number35702542
DateAug 31, 2021
Instrument3570/2542
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateAug 30, 2021
Property Address1561 LENA ST, BAKER, FL 32531-8482
Document Number0035701544
Book / Page3570 / 1544
Map ReferenceMB 25 PG 50-52
Instrument DateAug 26, 2021
Instrument3484444
Record UpdatedSep 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address7 LINDLEY CT, 7, CAMERON, NC 28326-6170

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 LENA ST, BAKER, FL 32531-8482

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1561 LENA ST, BAKER, FL 32531-8482
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0035290284
DateMar 2, 2021
Book Page3529/284
Instrument3434094
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1561 LENA ST, BAKER, FL 32531-8482
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034562339
DateApr 16, 2020
Book Page3456/2339
Instrument3352083
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 16, 2018
Property Address1561 LENA ST, BAKER, FL 32531-8482
Document Number0033711392
Book / Page3371 / 1392
Map ReferenceMB25 PG50-52
Instrument DateOct 5, 2018
Instrument3237944
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 LINDLEY CT, 7, CAMERON, NC 28326-6170

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0003237945
DateOct 16, 2018
Instrument3237945
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,097.00 (+6.02%) Homeowner's exemption$244,196 (+5.99%)$268,219 (-4.29%) Land $30,373 Building $237,846
2023$1,978.00 (+2.28%) Homeowner's exemption$230,402 (+3%)$280,245 (+6.63%) Land $25,805 Building $254,440
2022$1,934.00 Homeowner's exemption$223,691$262,829 Land $24,117 Building $238,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

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