Kenton County property record for 1563 Jefferson Ave, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,849 sqft |
| Lot Size | 0.104 acres (4,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (May 2026) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-12-04-006.00 |
| Primary APN | 055-12-04-006.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,849 sqft Finished Area |
| Gross Area | 2,317 sqft |
| Exterior Material | Combination |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 4,510 sqft (0.104 acres) |
| Lot Dimensions | 110 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1563 JEFFERSON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHROETTER 2ND PT LOT 1 41'X 110' WS JEFFERSON 50' N 16TH E 110' LESS R,W IN 463,396 |
| Legal Subdivision | SCHROETTER H A 2ND |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-12-04-006.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1563 JEFFERSON AVE, COVINGTON, KY 41014-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK. |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 22, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | May 22, 2017 · Amount on Record |
| Deed Document Number | 202610479 |
| Deed Book / Page | 434 / 333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 19, 2026 |
| Property Address | 1563 JEFFERSON AVE, COVINGTON, KY 41014-1029 |
| Document Number | 0000010479 |
| Book / Page | 434 / 333 |
| Instrument Date | May 06, 2026 |
| Instrument | 202610479 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1563 JEFFERSON AVE, COVINGTON, KY 41014-1029 |
| Document Number | 0000010480, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026051910480 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1563 JEFFERSON AVE, COVINGTON, KY 41014-1029 |
| Document Number | 0000000110 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1563 JEFFERSON AVE COVINGTON KY 410141029, COVINGTON, KY 41014-1029 |
| Document Number | 0000000110 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 00M152/000549 |
| Instrument | 110 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 22, 2017 |
| Property Address | 1563 JEFFERSON AVE, COVINGTON, KY 41014-1029 |
| Document Number | 0000000267 |
| Book / Page | 0C6165 / 000020 |
| Instrument Date | May 16, 2017 |
| Instrument | 267 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | CATTLEMEN'S TITLE GUARANTEE COMPANY, SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1563 JEFFERSON AVE COVINGTON KY 410141029, COVINGTON, KY 41014-1029 |
| Document Number | 268 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 0C6165/000023 |
| Instrument | 268 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,788.00 (-0.56%) | $135,000 (-) Land $5,000 Building $130,000 | $135,000 (-) Land $5,000 Building $130,000 |
| 2023 | $1,798.00 | $135,000 Land $5,000 Building $130,000 | $135,000 Land $5,000 Building $130,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 956 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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