15649 Rd 7 3, Wiggins, CO 80654 Property Records

Morgan County property record for 15649 Rd 7 3, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,691 sqft · built 2021
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Apr 2022)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1225-170-04-023`

Property Details

APN / Parcel Number

Primary APN	`1225-170-04-023`
Alternative APN	`R021630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,691 sqft Total Area
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15649 RD 7.3
City	WIGGINS
State	CO
Zip	80654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD STABLE RIDGE ESTATES PD WI (17-3-59) LOT 023 S 17 T 3 R 59 PARC E12W12 & PARC SE14
Legal Range	59
Legal Township	03
Legal Section	17
Legal Subdivision	STABLE RIDGE ESTATES PD
Legal Lot Number	23
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1025
Census Tract	200

Owner

15649 Rd 7 3 is owned by an individual who bought it in April 2022.

Source: Morgan County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	15649 RD 73, WIGGINS, CO 80654
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Apr 26, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	2022940204
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	15649 RD 7.3, WIGGINS, CO 80654
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000938648
Date	Feb 11, 2022
Instrument	938648

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Apr 26, 2022
Property Address	15649 RD 7.3, WIGGINS, CO 80654
Document Number	0000940204
Map Reference	DOC 904750
Instrument Date	Apr 15, 2022
Instrument	940204
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15649 MORGAN COUNTY ROAD 73, 73, WIGGINS, CO 80654

Mortgage

Document Number	0000940205
Date	Apr 26, 2022
Instrument	940205

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 15649 Rd 7 3 was $2,619, up 13.1% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,619.00 (+13.08%)	$32,760 (+6.02%) Land $7,840 Building $24,920	$524,250 (+13.67%) Land $125,510 Building $398,740
2024	$2,316.00	$30,900 (-10.64%) Land $7,480 Building $23,420	$461,220 (-10.65%) Land $111,660 Building $349,560
2023	$2,316.00 (+260.75%)	$34,580 (+315.13%) Land $8,370 Building $26,210	$516,220 (+330.72%) Land $124,980 Building $391,240
2022	$642.00	$8,330 Land $7,450 Building $880	$119,850 Land $107,160 Building $12,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15649 Rd 7 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15649 Rd 7 3 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile.

Nearby Properties on Rd 7 3

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