15564 Rd 7 3, Wiggins, CO 80654 Property Records

Morgan County property record for 15564 Rd 7 3, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,542 sqft · built 2019
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,900 (Nov 2020)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1225-170-04-013`

Property Details

APN / Parcel Number

Primary APN	`1225-170-04-013`
Alternative APN	`R021116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,542 sqft Total Area
1st Floor Area	1,570 sqft
Basement Area	1,570 sqft
Unfinished Basement	1,570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15564 RD 7.3
City	WIGGINS
State	CO
Zip	80654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD STABLE RIDGE ESTATES PD WI (17-3-59) LOT 013 S 17 T 3 R 59 PARC E12W12 & PARC SE14
Legal Range	59
Legal Township	03
Legal Section	17
Legal Subdivision	STABLE RIDGE ESTATES PD
Legal Lot Number	13
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1025
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15564 RD 73, WIGGINS, CO 80654
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 10, 2019	Warranty Deed, Transfer · Construction Mortgage DELBERT D & WILDA C SCHMIDT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	2020929129
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	15564 RD 7.3, WIGGINS, CO 80654
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15564 COUNTY ROAD 7.3, WIGGINS, CO 80654-9216

Mortgage

Document Number	0000937235
Date	Dec 8, 2021
Instrument	937235

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 30, 2020
Property Address	15564 RD 7.3, WIGGINS, CO 80654
Document Number	0000929129
Instrument Date	Nov 25, 2020
Instrument	929129
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15564 ROAD 73, WIGGINS, CO 80654

Mortgage

Document Number	0000929130
Date	Nov 30, 2020
Instrument	929130

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 4, 2019
Property Address	15564 RD 7.3, WIGGINS, CO 80654
Document Number	0000921659
Instrument Date	Nov 1, 2019
Instrument	921659
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.39
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15564 COUNTY ROAD 7.3, WIGGINS, CO 80654-9216

Mortgage

Document Number	0000921660
Date	Nov 4, 2019
Instrument	921660

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	May 10, 2019
Property Address	15564 RD 7.3, WIGGINS, CO 80654
Document Number	0000918308
Instrument Date	May 1, 2019
Instrument	918308
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NORTHERN COMPANY TITLE SERVICES, NORTHERN CO TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$4.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15509 HIGHWAY 144 FORT MORGAN CO 807014849, FORT MORGAN, CO 80701-4849

Mortgage

Document Number	918309
Date	May 10, 2019
Instrument	918309

Lender

Name	DELBERT D & WILDA C SCHMIDT
Address	724 LINDA ST, FORT MORGAN, CO 80701-3532

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2020

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00 (+14.27%)	$34,060 (+7.17%) Land $6,830 Building $27,230	$544,960 (+14.89%) Land $109,310 Building $435,650
2024	$2,382.00 (+0.04%)	$31,780 (-10.4%) Land $6,530 Building $25,250	$474,330 (-10.39%) Land $97,500 Building $376,830
2023	$2,381.00 (+20.86%)	$35,470 (+38.77%) Land $7,290 Building $28,180	$529,330 (+43.92%) Land $108,800 Building $420,530
2022	$1,970.00	$25,560 Land $6,480 Building $19,080	$367,790 Land $93,260 Building $274,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile.

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